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West Ashley Gem with Income-Producing Guest Apartment & Boat Access!Welcome to this beautifully maintained home in the desirable Drayton on the Ashley neighborhood of West Ashley, Charleston--a community known for its boat ramp, deep-water dock, and pool (membership optional). Perfectly located just steps from the Ashley River, this property offers flexibility, space, and lifestyle all in one. The main home features 3 bedrooms, 3 full baths, plus a flex office/4th bedroom on the main floor. The kitchen was recently updated in 2025, offering modern finishes and opens into the living area for a seamless open floor plan. Enjoy your morning coffee or evening breeze from the large screened-in porch overlooking a private fenced backyard filled with blooming flowers and fire pitfor entertaining. Above the detached oversized 2-car garage sits a fully equipped 1-bedroom apartment (ADU)currently an rental program! Complete with a kitchen, living room, laundry, walk-in closet, and its own screened porch that feels like a treehouse, it's perfect for extended family, guests, house hack or extra income. Car enthusiasts and boaters will love the 4 garage bays, long paved driveway, with room for boat parking. The neighborhood's pool, boat launch and dock are just a quick walk to the end of the street to make it easy to enjoy Charleston's waterways right from your community. Recent updates include a new roof (2025), freshly remodeled ADU (ADU furniture included with sale), and numerous thoughtful improvements throughout. Located in an X flood zone (no mandatory flood insurance), with no required HOA, and convenient to downtown Charleston, shopping, and top-rated schoolsthis home truly offers it all. Highlights: 3BR/3BA main home + office or 4th bedroom 1BR/1BA apartment ADU - rental, guest suite or house hack 4 garage bays + large driveway and boat parking Neighborhood boat ramp, dock, and pool on the same street New roof (2025) & updated kitchen (2025) X flood zone, no mandatory HOA
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$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,958 | $3,119 | $4,083 |
| Total Monthly Payment | $3,050 | $3,211 | $4,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.