|
Presented by
Red Giovanucci |
58-40 206th Street Bayside NY 113654 ( Oakland Gardens ) is a rare find as an affordable two family attached townhouse that combines modern comfort with excellent income potential. This property is nestled in the desirable Oakland Gardens section of Bayside. The solid brick exterior offers timeless appeal, while the rear car parking area is conveniently accessible through a shared common driveway. The interior offers two apartments with the first level duplex apartment featuring two levels; first level with a full bathroom and two bedrooms as well as the lower level with an open concept layout with a living and dining area enhanced by the open layout kitchen with modern cabinetry, luxury vinyl tile flooring and direct access to the rear parking area. The second level apartment is a charming one bedroom simplex offering a galley kitchen , a living area bedroom and full bathroom, perfect for rental income or guest accommodations. The versatile property presents an excellent opportunity for investors or for end users seeking a primary residence with income support delivering stress free affordable living. This home is located near major roadways , public transportation, schools, shopping and dining, offering both accessibility and community charm in one of Baysides sought after neighborhoods!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$998,000
Sales Associate
William Raveis Real Estate
Phone: 781.710.5906
Red.Giovanucci@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $798,400 | $798,400 | $798,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $699 | $699 | $699 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,533 | $4,916 | $6,737 |
| Total Monthly Payment | $5,324 | $5,707 | $7,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.