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Presented by
The Cornerstone Team |
Welcome to a hidden waterfront opportunity in the highly desirable Bermuda Shores community of Key Largo. Tucked beneath a canopy of lush tropical greenery, this property offers a peaceful, private setting that feels like your own escape in the Keys. A wooden pathway leads you through the mangroves to your dock, where calm waters and open skies set the tone for everyday living. Whether it’s morning coffee by the water or sunset boat rides, this is the lifestyle people come to Key Largo for. What truly sets this property apart is the ROGO EXEMPTION—already approved, allowing you to build immediately without the typical waiting period. Set on a rare double lot spanning over 18, 000 square feet, the property offers exceptional flexibility and future potential. An existing home on site gives you the option to enjoy it now, generate rental income, or plan your custom waterfront retreat over time. With direct water access and dockage behind the property, this is an ideal setup for boating enthusiasts seeking easy access to open water. Located in a quiet residential neighborhood while still close to local restaurants, shops, and everyday conveniences, this property offers the perfect balance of privacy and accessibility. Owner financing available with negotiable terms. Opportunities like this—buildable waterfront, double lot, and ROGO approved—are becoming increasingly hard to find in the Florida Keys.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
Sales Associate
William Raveis Real Estate
Phone: 203.733.9382
cornerstoneteam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $324 | $324 | $324 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,813 | $3,968 | $5,239 |
| Total Monthly Payment | $4,229 | $4,384 | $5,655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.