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Live like you're on vacation all the time. Welcome to City Island, the hidden gem of the Bronx! This ranch style home is nestled in a gated waterfront community. This unit features two large bedrooms with two full baths, an eat-in kitchen with stainless steel appliances and sliding glass door to your private deck, a large living room with a wood burning brick fireplace leading to a second larger deck, great for your barbecues and watching the morning sunrise with a cup of coffee. This home also features a large primary bedroom with a primary bathroom. This unit has been freshly painted and there is an updated washer and dryer. There are plenty of windows for light. This unit requires a little tender love and care to make this your dream home. Indoor garage parking is included and you also will have a shed for extra storage and bike racks. The complex offers 24-hour security, waterfront club house for your private parties, an in-ground pool, direct access to Long Island Sound, and boat mooring rights. Come make this waterfront complex your forever home. This is also a pet friendly complex with true resort living. The HOA covers all ground maintenance, pool service, snow removal, garbage collection, flood insurance and water. This gated community is also in close proximity to schools, shops, beach, restaurants, horseback riding, golf, express bus to New York City & city bus to the #6 subway train. Taxes do not reflect the NYS STAR school tax exemption. Call me today to live the City Island lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $613 | $613 | $613 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,729 | $2,840 | $3,780 |
| Total Monthly Payment | $3,434 | $3,545 | $4,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.