Stylish Ranch Living in the Heart of Patchogue Village! Step into this expanded, 1, 200 sq. ft. Ranch that blends low-maintenance living with modern style—perfect for first-time buyers, downsizers, or anyone seeking a condo alternative with more space and privacy. Inside, you’ll love the open-concept layout anchored by a vaulted-ceiling living room, where skylights flood the space with natural light. A cozy wood-burning fireplace and recessed lighting create the perfect setting for both entertaining and quiet nights in. The brand-new eat-in kitchen is a showstopper—complete with shaker cabinets, quartz countertops, subway tile backsplash, and stainless-steel appliances. Just off the kitchen, a first-floor laundry adds everyday convenience. Both bedrooms are generously sized to fit a king bed, with the primary bedroom featuring new vinyl flooring, a walk-in closet, and an additional double closet. Gleaming hardwood floors carry through the main living areas and guest bedroom, while the full bath shines with a modern tile design and a oversized, custom vanity. Convenient updates provide peace of mind, including a young heating system with central air, roof, vinyl siding, and Andersen windows. Outdoors, enjoy a detached garage & attractive shed for additional storage, in-ground sprinklers, and a sprawling . 26-acre yard with an oversized deck—ideal for summer gatherings. Freshly painted and move-in ready, this home puts you within walking distance of local parks, the Great South Bay, dining, and just a mile from vibrant Main Street Patchogue!
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,200 | $375,200 | $375,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $982 | $982 | $982 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,219 | $2,341 | $3,041 |
| Total Monthly Payment | $3,276 | $3,398 | $4,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.