449 Arlington Drive, #A, Ridge, NY, 11961 | $425,000

Stunning bright and sunny 2br 1fbth open floor plan Oakmont Corner Unit with garage in a 55+ Leisure Village 24hr gated community. Turn-key home that features laminate floors, renovated bathroom (2019) with quartz's vanity and grab bars, hi-hats, crown molding, plantation shutters (2yrs old), Garber blinds, Cambria quartz's counter tops, subway tile backsplash, microwave (3 months old), dishwasher, stove, refrigerator and washer (all 3yrs old), dryer (6yrs old), central air (2016-Lennox/large unit with new duct work), electric heat with thermostat in each room, electric hot water heater (3yrs old), front storm door (2017), garage storm door (2023), roof (5yrs old), windows (12 yrs old), storage space in the attic and garage. Entertain your family and friends on the largest Cambridge patio in the community. The club house offers so much to do from 9 hole golf course, ceramic club, fitness room, bocce ball, shuffle board, horseshoe, inground pool and so much more. Want to join a club well they have 48 to join. This community also offers many social events to be part of. Pet friendly as well, Don't miss out on this beautiful gem and call it yours today!!

Features

  • Parking: Driveway, Garage
  • Heating: Electric
  • Cooling: Central Air
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Complex: Leisure Village
  • Year Built: 1982
  • Common Charge: $510 Monthly
  • Approx Sq. Feet: 1,074
  • Acreage: 0.02
  • Est. Taxes: $3,062
  • Adult Communities: Yes
  • Elem. School: Ridge Elementary School
  • Middle School: Longwood Junior High School
  • High School: Longwood High School
  • School District: Longwood
  • Pet Policy: Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 925505
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/925505/449arlingtondrive_ridge_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Alliance TeamSales Associates

203.537.5288

alliancerealtygroup@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 223191

203.274.0501

Gerry.OBrian@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

449 Arlington Drive, #A, Ridge, NY, 11961

$425,000

Alliance Team

Sales Associates

William Raveis Real Estate

Phone: 203.537.5288

alliancerealtygroup@raveis.com

Gerry O'Brian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.274.0501

Gerry.OBrian@raveis.com

NMLS Mortgage Loan Originator ID 223191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.149% 6.144% 5.522%
Monthly Tax Payment $255 $255 $255
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,904 $2,036 $2,733
Total Monthly Payment $2,234 $2,366 $3,063

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.