5564 JACK BRACK ROAD, St. Cloud, FL, 34771 | $649,500

One or more photo(s) has been virtually staged. 3D Tour Available! TWO ACRES. FULLY RENOVATED POOL HOME WITH NO HOA. 10 MINS FROM LAKE NONA. PERFECT AS HOME SWEET HOME OR AS AN AIRBNB (that you could build more units onto with plenty of room of additional parking). . . Look no further! Welcome to 5564 Jack Brack Rd, where everything you’re looking for in a TURN-KEY house has just been done for you, while you have seclusion and privacy of your own on-property forest on the east (not wetlands, can be filled and built upon!) and natural pond on the west, on just over 2 acres! Interior: The Kitchen: black granite countertops, all-new white cabinetry with lit glass doors and lit drawers inside, 2022-2023 GE stainless appliances, farmer’s sink, custom sandstone backsplash. Rest of House: Updated custom tile-work and engineered hardwood flooring throughout (no carpet!), all new modern fixtures and lighting, updated primary suite & second bathroom, newer washer and dryer included and utility sink, freshly painted 2025 head to toe, including garage epoxy floor, all-new super high-efficient windows and sliding doors (it’s the quietist house on earth!), all new duct-work, all new insulation, block construction on exterior, steel construction on interior walls. When you walk in, it feels/looks/smells like a 2025-built house…And then we arrive at the Pool: resurfaced in 2020, updated equipment, and all new screening. Other Exterior: 2025 Roof. 2022 A/C, 2022 Water-Heater, irrigation on well. 2025 Exterior Paint. Large fenced yard, beautifully cascading coy pond that pumps fresh water from the private pond-offering you a sedating ambient sound of natural running water. . . all-new landscaping and custom concrete steps. Well & Septic with UV filter and water softener, so no water/sewer bills ever, Fiber-optics cable for lightning-fast internet has been run down the 500’ long private driveway, telescope stand ready to show you other worlds from the dark-sky…and NO HOA! Plenty of parking to fit at least 6 cars or a boat/RV, with turn-around space. Room to add an ADU/Large Shed/Other Building on property as well. 10 minutes from all the excitement Lake Nona has to offer, yet just off the beaten path where you can disappear to your private escape as you please.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 2002
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,921
  • Acreage: 2.02
  • Est. Taxes: $3,202
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Tohopekaliga High School
  • Pool: Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: O6316659
  • Days on Market: 82 days
  • Website: https://www.raveis.com
    /prop/O6316659/5564jackbrackroad_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/18/2026 12:24:17 AM)

William Raveis Family of Services

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Eddy CarlyleSales Associate

239.777.9243

Eddy.Carlyle@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5564 JACK BRACK ROAD, St. Cloud, FL, 34771

$649,500

Eddy Carlyle

Sales Associate

William Raveis Real Estate

Phone: 239.777.9243

Eddy.Carlyle@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,600 $519,600 $519,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $267 $267 $267
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,950 $3,112 $4,177
Total Monthly Payment $3,309 $3,471 $4,536

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.