2333 SWEETWATER BOULEVARD, St. Cloud, FL, 34772 | $399,000

SELLER CONTRIBUTING $5, 000 TOWARD CLOSING COSTS!
Welcome to this beautifully maintained 4-bedroom, 3-bath home in the sought-after Sweetwater Creek community, where peaceful living meets everyday convenience. Set on a spacious lot with a serene pond view, this home offers the perfect backdrop for quiet mornings and relaxing evenings. Designed with a split-bedroom layout for privacy, the home features 1, 921 sq ft of living space (2, 793 total) with multiple areas for gathering and entertaining. The spacious kitchen is equipped with double built-in ovens, a cooktop, an inviting eat-in area, and an oversized pass-through window, perfect for hosting and staying connected. Enjoy both formal and casual living with a dedicated dining room, comfortable living area, and an enclosed porch that extends your space for year-round enjoyment. A unique bonus is the converted garage, currently used as a heated and cooled office or flex space, offering versatility for work, hobbies, or guests, with the option to convert back if desired. Sweetwater Creek offers low HOA and no CDD, while being conveniently located near shopping, dining, healthcare, and major roadways. Enjoy nearby favorites like St. Cloud Lakefront Park, explore local history at St. Cloud Heritage Museum, or take a short drive to Melbourne Beach for a day by the ocean.
This home offers comfort, flexibility, and a beautiful setting.

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 75 x 120
  • Laundry: In Garage, Washer Hookup
  • Year Built: 1998
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,921
  • Acreage: 0.21
  • Lot Size: 75 x 120
  • Est. Taxes: $6,105
  • HOA Fee: $400 Annually
  • View: Water
  • Water Front: Yes
  • Elem. School: St Cloud Elem
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: S5135418
  • Days on Market: 198 days
  • Website: https://www.raveis.com
    /prop/S5135418/2333sweetwaterboulevard_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 12:47:07 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2333 SWEETWATER BOULEVARD, St. Cloud, FL, 34772

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $509 $509 $509
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,965 $2,015 $2,651
Total Monthly Payment $2,549 $2,599 $3,235

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.