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340 PALM ISLAND NE, Clearwater Beach, FL, 33767 | $1,299,990
Price Reduction! Experience the best of waterfront living in this beautifully renovated 4-bedroom, 3-bath in Island Estates on Clearwater Beach. This home perfectly blends modern functionality with a relaxed coastal lifestyle. From the moment you step inside, you’re greeted by stunning water views and an open, light-filled floor plan designed for both everyday living and effortless entertaining. The heart of the home is the spacious kitchen, featuring sleek finishes, bright tile floors, a chef’s gas range and oven as the centerpiece, and generous bar seating that flows seamlessly into the dining and living areas. The primary suite offers a peaceful retreat with a private door leading directly to the pool and waterfront, creating a true indoor-outdoor connection. Two of the three additional bedrooms also open to the pool deck, and one of the bathrooms provides convenient access to the outdoor area — making the home ideal for hosting guests and enjoying sunny Florida days. Outside, the resort-style amenities continue with a large covered patio, a heated pool, and a private dock with a 6, 000-lb boat lift. Whether you’re entertaining friends while watching the big game on the outdoor TV or unwinding with a sunset cocktail by the water, this home is designed for the ultimate coastal lifestyle. A new water heater (2025), newer A/C (2020), and tile roof adds piece of mind.
Whether you’re seeking a full-time coastal retreat or a profitable monthly rental opportunity, this home offers the flexibility to enjoy both. Located in the highly sought-after Island Estates community, this walkable neighborhood offers the best of Clearwater Beach living. Perfectly positioned between vibrant Downtown Clearwater and world-famous Clearwater Beach, residents enjoy convenient access to the beach, Publix grocery store, local restaurants, events, and the renowned Clearwater Marine Aquarium. Whether you’re relaxing by the pool, casting off on your boat for a sunset cruise, or strolling to the beach for dinner and live music, this home captures the essence of the ultimate Florida coastal lifestyle.
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 80 x 105
- Laundry: Laundry Room
- Year Built: 1968
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,846
- Acreage: 0.19
- Lot Size: 80 x 105
- Est. Taxes: $12,438
- Lot Desc: Flood Insurance Required, FloodZone, Near Public Transit, Sidewalk
- View: Water
- Elem. School: Sandy Lane Elementary-PN
- Middle School: Dunedin Highland Middle-PN
- High School: Clearwater High-PN
- Pool: Gunite, Heated, In Ground, Tile
- Pet Policy: Yes
- Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Refrigerator, Washer
- MLS#: TB8438663
- Days on Market: 145 days
- Website: https://www.raveis.com
/eprop/TB8438663/340palmislandne_clearwaterbeach_fl?source=qrflyer
Listing courtesy of ENGEL & VOLKERS MADEIRA BEACH Phone: 727-394-7365
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
340 PALM ISLAND NE, Clearwater Beach, FL, 33767
$1,299,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,039,992 | $1,039,992 | $1,039,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.154% | 6.121% | 6.011% |
| Monthly Tax Payment | $1,037 | $1,037 | $1,037 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,905 | $6,235 | $8,636 |
| Total Monthly Payment | $7,066 | $7,396 | $9,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388