520 BACK CREEK Drive, Saint Augustine, FL, 32092 | $835,000

$7, 000 incentive offered to buyers! See remarks. A beautiful Mastercraft home offering exceptional quality and abundant space in the highly sought-after Trailmark. The 5BD/3BA residence features premium wide-plank hardwood floors, open-concept layout, and thoughtfully selected finishes throughout. Unlike many new builds in the neighborhood, this home showcases a higher level of construction and craftsmanship. Built with superior materials, enhanced energy efficiency, and attention to detail. Solid construction, upgraded cabinetry, and premium appliances ensure lasting quality and design. Situated on an oversized lot, there's ample room to create your dream outdoor retreat or add a pool. The home's energy efficient design lowers utility and insurance costs-an increasingly valuable advantage! Trailmark is known for its seamless integration with nature. Access to scenic trails and Six Mile Creek. Enjoy resort-style amenities and community within top-rated St. Johns County school district Rare opportunity, as there are no new Mastercraft homes currently being built here, and opportunities are extremely limited with very few available on the resale market.

Features

  • Amenities: Pool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)Sidewalks
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup
  • Style: Contemporary
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,516
  • Acreage: 0.25
  • Est. Taxes: $9,025
  • HOA Fee: $100 Annually
  • Lot Desc: Easement Access
  • View: Pond
  • Elem. School: Picolata Crossing
  • Middle School: Pacetti Bay
  • High School: Tocoi Creek
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator, Washer
  • MLS#: 2113803
  • Days on Market: 225 days
  • Website: https://www.raveis.com
    /prop/2113803/520backcreekdrive_saintaugustine_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Team WolfLicensed Real Estate Salespersons

631.235.0244

TeamWolf@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

520 BACK CREEK Drive, Saint Augustine, FL, 32092

$835,000

Team Wolf

Licensed Real Estate Salespersons

William Raveis Real Estate

Phone: 631.235.0244

TeamWolf@Raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $668,000 $668,000 $668,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $752 $752 $752
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,005 $4,059 $5,637
Total Monthly Payment $4,849 $4,903 $6,481

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.