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Walterboro, known as the ''Front Porch of the Lowcountry'', presents this roomy, 4 BR, 3. 5 Bath home. 361 Kelly Bay offers wide porches, large 1 acre yard, open living spaces -- perfect for growing families, low-country lovers or anyone who has been looking for just the right amount of space and want more land for less. Imagine morning coffee on the back, screened in porch, wildlife/ birding trips to ACE Basin or Great Swamp Sanctuary, weekend antiquing & small local events in downtown Walterboro, and occasional drives to Charleston for restaurants/culture. I can't forget to mention, weekends by the in-ground pool and outdoor hobbies (kayaking, fishing, hiking) are huge selling points! With easy highway access, the commute is stunning with oak tree lined streets and small-towncharm not to be missed! Homesteaders, get yourself some chickens or maybe plant a garden! Located only ~35 miles to Summerville, 50 miles to Charleston, this beautiful home is perfect for hybrid workers with ample nature and close to the ACE Basin & downtown Walterboro's shops & artisans! Here are some special features we love: ~There is a pool house, complete with a single bathroom and kitchen, perfect for family get-togethers or parties! ~Take a dip in the in-ground pool! ~The backyard is beautiful, serene, and private, complete with wildlife and if you are an avid bird-watcher, chef's kiss! ~Grab your favorite beverage, sit on the back screened-in porch, and enjoy some fresh air! ~There are TWO primary rooms, one can be used as a separate apartment for your college kid or MIL suite ~The upstairs bathroom has heated floors, perfect for guests or family, on those cold Fall mornings! There are so many things that make this home so incredible! A home with this quality does NOT come along often! This is the home YOU have been waiting for! Age, sqft, taxes, acreage, HOA dues, flood zone, and schools are approximatebuyer to verify any and all information deemed necessary.
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Our Executive Mortgage Banker:
$534,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $427,200 | $427,200 | $427,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,426 | $2,596 | $3,462 |
| Total Monthly Payment | $2,518 | $2,688 | $3,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.