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Presented by
Mayra Connolly |
132 Highland Avenue, Portsmouth, RI, 02871 | $725,000
Island Park -Fantastic Opportunity! - MAIN HOUSE NOW READY FOR IMMEDIATE OCCUPANCY! A charming two bedroom cottage and separate one bedroom cottage is ideal for an in-law, guests or additional income. Located a block or two from all that the Island Park lifestyle provides, including local restaurants, coffee shop, local beach, kayaking and boating, and easy access to Rt. 24. Recent improvements include: New roof main house, new 3 bed septic, new siding on main cottage, with full interior painting, interior and exterior painted on small cottage. The 2 bedroom charming cottage, on the first level, features cherry flooring, a well appointed open-concept kitchen to family room, with stainless appliances and granite countertops, and gas fireplace to add warmth to the cozy space. The full bath is finished with marble flooring, and has stack laundry. Step up stairs to 2 bedrooms that have been freshly painted. A private patio w/firepit for outdoor enjoyment The one bedroom cottage has bedroom, full bath, open concept living/dining area with sliding glass doors that open to private deck looking out at lawn. The property conveys with irrigation system, two sheds, one attached to each building which is great for bike, kayak and lawn equipment storage. Plenty of parking up to six cars! Lead Certificate in hand! Come see this sweet island property!
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Other,Public Transportation,Recreation Area,Restaurant,Shopping,See Remarks,Tennis Court(s)
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Cabin
- Year Built: 1965
- Garage: No Garage
- Heating: Electric,Forced Air,Gas,Zoned
- Cooling: Window Unit(s)
- Basement: None,Unfinished
- Approx Sq. Feet: 1,404
- Acreage: 0.17
- Est. Taxes: $5,202
- Lot Desc: Sprinkler System
- Appliances: Dishwasher,Electric Water Heater,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Tankless Water Heater,Water Heater,Washer
- MLS#: 1397639
- Website: https://www.raveis.com
/prop/1397639/132highlandavenue_portsmouth_ri?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Mayra ConnollySales Associate
617.429.5327
Mayra.Connolly@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1017266
508.335.8179
Michael.Cartier@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
132 Highland Avenue, Portsmouth, RI, 02871
$725,000
Mayra Connolly
Sales Associate
William Raveis Real Estate
Phone: 617.429.5327
Mayra.Connolly@raveis.com
Michael Cartier
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $434 | $434 | $434 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,431 | $3,618 | $4,736 |
| Total Monthly Payment | $3,957 | $4,144 | $5,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB