8860 BRIDGEPORT BAY CIRCLE, Mount Dora, FL, 32757 | $419,000

Buyers unable to meet their contingency - Here's your opportunity to own this adorable split floor plan home with gas fireplace, water views right out your back sliding doors and a beautiful back yard! Details can be changed but waterfront location can't! This little Waterfront Gem in Lakes of Mount Dora – A Premier 55+ Community offers that value!
Come and see this charming 3-bedroom, 2-bath home nestled on the water in Central Florida’s award-winning Lakes of Mount Dora. Designed for year-round enjoyment, the spacious screened-in lanai features a two-year-new hot tub overlooking peaceful waterfront views—perfect for morning coffee or evening relaxation.
Inside, the kitchen is a chef’s delight with granite countertops, stainless steel appliances, soft-close cabinetry, and a cozy breakfast nook. The open living room boasts a gas fireplace, adding warmth and ambiance during cooler months. Thoughtful touches like three linen and coat closets, a new HVAC system (2020), and a recently replaced tankless gas water heater ensure comfort and convenience. The back lanai is equipped with natural gas line for gas grills.
Step outside and discover the vibrant lifestyle that comes with living in this gated 55+ community. Residents enjoy access to an 18, 000 sq ft clubhouse, library, billiards room, card/game room, social hall, gym, arts & crafts studio, and over 4 miles of interconnecting waterways. Outdoor amenities include pickleball, tennis, bocce ball, croquet lawns, a resort-style pool and hot tub, walking trails, fire pits, and a fenced, gated RV/boat parking area.
All of this—plus reclaimed sprinkler system irrigation, internet, and cable—is included in the low monthly fee of just $290!
Located less than 15 minutes from the charming downtown Mount Dora, known for its art festivals, boutique shopping, unique eateries, and cozy coffee shops, and just over an hour to Orlando’s world-class attractions and Florida’s beautiful beaches, this home offers the perfect blend of tranquility and adventure.
?? Call Jody today for your personal tour of this waterfront charmer!

Features

  • Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2008
  • Garage: 2-car
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,671
  • Acreage: 0.24
  • Est. Taxes: $3,296
  • HOA Fee: $280 Monthly
  • Lot Desc: Sidewalk
  • View: Water
  • Adult Communities: Yes
  • Water Front: Yes
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: G5103304
  • Days on Market: 152 days
  • Website: https://www.raveis.com
    /prop/G5103304/8860bridgeportbaycircle_mountdora_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 4:04:54 AM)
Listing courtesy of WATSON REALTY CORP   Phone: 352-536-6530

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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8860 BRIDGEPORT BAY CIRCLE, Mount Dora, FL, 32757

$419,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,200 $335,200 $335,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $275 $275 $275
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,010 $2,091 $2,761
Total Monthly Payment $2,360 $2,441 $3,111

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.