|
Come see this immaculate, land owned, 3bd/2ba home. It has been completely upgraded and has a million-dollar water view from the enclosed lanai. Large kitchen w/breakfast nook, new cabinets/counter tops and under-cabinet counter lighting. Wonderful kitchen has unbelievable amount of storage and counter space. Indoor washer/dryer area. New flooring and double pane windows throughout. 3rd bedroom has been converted into an amazing office/craft room space, complete with a safe, cabinets and open workspace with bookshelves for any office or craft needs. Easy to covert back to a 3rd bedroom, if desired, and features a walk-in closet. New roof was installed this past year and a mini split unit was installed in the lanai. All new windows here too. Need more? Outside the lanai this home features a remote exterior awning which not only is lighted, but will close on its own, if you are not home & if the wind speed reaches 15 mph. Located on one of the largest ponds, this home abounds with nature and solitude. The Ridgewood community is beyond having great security for your peace of mind and is absolutely gorgeous! Golf cart and small pet friendly with 24 hour gated security with guards. Low HOA/Condo fees provide high speed internet, cable TV, mowing and irrigation in all the yards. It is convenient to just about everything you would want whether it is shopping, restaurants of all varieties, banks even a library. You name it and odds are it is close by not to mention the beautiful sugar sand gulf beaches which are only minutes away! The primary question is: What are you waiting for? Don't spend another winter in the cold, iced in and snowed in up north! Come and experience the mild climate and pleasant Florida lifestyle that you have always dreamed about at RIDGEWOOD (55+ Community). All room sizes are approximate. All information is deemed reliable but should be verified by buyers and/or buyer's agent.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $65 | $65 | $65 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,266 | $1,317 | $1,753 |
| Total Monthly Payment | $1,406 | $1,457 | $1,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.