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**Highest & Best 7pm Monday 10/20. ** Welcome to 12 Seven Oaks Lane, a stunning home nestled on 1. 67 beautifully landscaped acres in the highly desirable Starr Ridge Manor community at Peach Lake. Just 35 miles north of Manhattan and 9 miles from the Connecticut border, this elegant four-bedroom, two-and-a-half-bath home effortlessly combines timeless charm with modern comfort and an unbeatable location. Step inside to discover freshly painted interiors filled with natural light and rich hardwood floors that flow throughout the home. The spacious eat-in kitchen invites casual gatherings and opens to formal dining and living rooms perfect for memorable dinners and cozy nights. A comfortable family room offers a relaxed space to unwind. The primary suite is a serene retreat featuring a private ensuite bath, while three additional bedrooms share a beautifully updated hall bathroom designed with style and function in mind. Unique touches like vintage French doorknobs handpicked from markets in the South of France add character and warmth, making this home truly one-of-a-kind. The house is also equipped with a full house generator, ensuring comfort and convenience through all seasons. Community water as well (billed quarterly based on usage). Outside, the patio overlooks a lush, tree-lined backyard, creating a private oasis ideal for entertaining, al fresco dining, or simply soaking in the peaceful surroundings. The large fenced garden provides ample space to cultivate your own vegetables and flowers or enjoy outdoor play. A generous two-car attached garage offers convenience and added storage. Located in the North Salem School District, this home offers deeded lake rights to Peach Lake and the opportunity to join the exclusive Starr Ridge Manor Civic Association, which provides access to a private pool, boat launch, lakeside park, and a vibrant schedule of community events. Within minutes, enjoy the seasonal pleasures of Harvest Moon Farm & Orchard and Outhouse Orchards, as well as hiking trails, local shops, and dining. Commuters will appreciate easy access to Metro-North and I-684, making this a perfect retreat for city professionals seeking a refined yet relaxed lifestyle. 12 Seven Oaks Lane is more than just a home; it’s an invitation to live beautifully, surrounded by nature, community, and convenience. Whether you’re looking for a full-time residence or a weekend escape, this property offers the perfect balance of elegance and comfort in one of Putnam County’s most coveted neighborhoods.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.533% | 6.533% | 5.668% |
| Monthly Tax Payment | $1,174 | $1,174 | $1,174 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,263 | $3,489 | $4,532 |
| Total Monthly Payment | $4,529 | $4,755 | $5,798 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.