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PRICE IMPROVEMENT! NEW ROOF INSTALLED IN APRIL 2025! COASTAL THEMED HOME W/ GORGEOUS POND VIEWS! WONDERFULLY FUNCTIONAL OPEN FLOOR PLAN! LOADED W/ UPDATES & UPGRADES! Experience the Pride of Home Ownership in this Extremely Well Maintained “Award Winning” Devonshire Model built by Inland in 2010 that is located in the Highly Desirable & Established Oak Creek Community. Inland designed the Floor Plan of this home to be FULLY Functional in all aspects: 4 Bedrooms + STUDY/DEN (which can be easily converted into a 5th Bedroom); Over 2600 Sq Ft of Living & Entertaining Space; 3-way Split Location of the Primary Suite, Secondary Bedrooms & Den/Office which provides Privacy for everyone; Open Floor Plan for the Kitchen & Family Room Combo; Formal Living Room & Dining Room Combo; 3 Full Baths - Primary En Suite Bath, 2nd Bath shared by the 2nd & 3rd Bedrooms & convenient 3rd Bath w/ easy access from the Patio or for use as a Guest Bathroom for the 4th Bedroom (which becomes a Junior Suite Area); LARGE 3 Car Garage w/ ample parking space in the driveway. Updated Spacious Kitchen consists of 42" Cabinets that have been resurfaced w/ added hardware, Cambria Quartz Countertops, Single Basin Undermount Silgranit Gray Sink, Motion Sensor Faucet, Custom Blue Subway Tile Backsplash, Gigantic Counter-Height Breakfast Bar, Eat-in Dinette Area & Samsung Stainless Steel Appliances (Dishwasher & Air Fryer Oven/Range both have WiFi Capabilities). Large Double Sliding Glass Doors off the Family Room open to an Extended Covered & Screened-in Lanai Patio w/ private & tranquil Pond Views from either the Seating Areas or the included Coastal Spas Cascade Infinity Hot Tub! Huge Primary Suite w/ Large Walk-in Closet that has been customized by Closets By Design, Vanity w/ Dual Sinks & Make-up Vanity Area, separate Shower & Garden Tub & private Water Closet. Study/Den is located at the Front of the Home & features French Doors. Add'l Elegant Design Features & Upgrades include Engineered Hardwood Flooring throughout the Home, 12' High Ceilings, Recessed Lighting, Ceiling Fans, Water Softener & inside Laundry Room w/ wash sink and add'l cabinets for storage. Roof (2025) | A/C (2022 & serviced regularly) | Hot Water Heater (2023) | Coastal Spas Cascade Infinity Hot Tub (2019 w/ new hot tub panel in 2024) | Gutters by Leaf Filter (2024 w/ Lifetime Warranty) | New Landscaping in the Front Yard & Curbing Re-sealed (2024) | Replaced Garage Door Springs & Installed WiFi Capable Garage Door Opener (2021) | Built-in Entertainment Center (2020) | Extended Screened Lanai with Pavers on top of Poured Concrete, Solid & Screen Roof & Outdoor Fans w/ Remote Controls (2019) | Fully Vinyl Fenced Yard w/ 2 Gates (2017). Oak Creek offers many amenities for its residents, including a Community Pool, 2 Picnic Pavilions, Dog Park, Covered Playground, Swings, Walking Trails w/ Boardwalk & Basketball Court - which is also lined for Pickleball. Conveniently located w/ close proximity to the Great Shopping, Restaurants, Entertainment, Schools, Colleges & Hospitals located in Wesley Chapel, Zephyrhills & Dade City. Oak Creek is centrally located within a 10-15 min drive to both Epperson and Mirada Lagoons, 20 min drive to 3 malls, 30 min drive to Busch Gardens & Adventure Island, 45-50 min drive to Tampa Int'l Airport, 60 min drive to Disney, 60 min drive to Clearwater Beach, 75 min drive to Sea World & 90 min drive to Universal. A MUST SEE Home! Call TODAY for your private showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$486,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $388,800 | $388,800 | $388,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $456 | $456 | $456 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,177 | $2,329 | $3,125 |
| Total Monthly Payment | $2,708 | $2,860 | $3,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.