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This Coastal Casual 2BR/2BA condo in the heart of St Augustine Beach is ideally situated in an ELEVATOR BUILDING. You'll discover true coastal living at its finest in this beautifully maintained light-filled corner unit offering extra privacy and windows that capture the refreshing sea breeze and sunshine. Neutral tile throughout for the perfect beach lifestyle and minimal cleanup. Beach cottage decor is included in the sale and makes this truly turnkey with confirmed bookings thru 2026 in place for immediate income. Whether you're searching for a vacation retreat or 2nd home this condo offers the perfect blend of comfort, convenience and charm in one of the beach's most desirable oceanfront complexes. Step outside and enjoy direct beach access from the private beach walkover or spend the day splashing in one of the two tropically landscaped pools - one heated in the winter for year-round enjoyment and exercise. Speaking of exercise, Ocean Village Club amenities include exercise room, clubhouse, two pools, tennis courts, shuffleboard courts, gated entrances, grilling area steps outside your front door so your steak or veggie burger can be served hot off the grill and more. This ideal location is steps to the beach or a short stroll to some of the area's best restaurants, coffee shops and boutique shopping as well as entertainment. Bike to the weekly farmers market at the pier or St Augustine Ampitheater and to the many big-name concerts scheduled. Minutes to the historical lighthouse, Alligator Farm and downtown historical St Augustine and it's treasured sights and charm. Ocean Village Club is a pet-friendly complex that allows owners to have two pets with no weight restriction and renters allowed one with the exception of "aggressive breeds" per their master insurance policies. Monthly condo fees include elevator for building, high speed Wi-Fi and DirecTV cable, water, sewer, trash collection and recycling plus all amenities and maintenance of the exterior of the buildings, grounds and pools. This well-maintained complex has completed their Milestone Inspection Report and Structural Integrity Reserve Study and will not need a special assessment for the minimal work with funding from their Reserves. **Owners make a "13th Payment" of $450 towards Reserve Funds. Buyer is aware and assumes all future payments** 3D Video Tour available to view at: https: //nodalview. com/s/3XEK0Ma6D5yBYGCWksRstm
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Our Executive Mortgage Banker:
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$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $378 | $378 | $378 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,930 | $2,036 | $2,711 |
| Total Monthly Payment | $2,383 | $2,489 | $3,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.