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Boater’s Dream Home in Stillwater. Step into this fully renovated 3-bedroom, 3-bath waterfront sanctuary featuring a rare grandfathered first-floor living space complete with its own kitchen and bedroom—creating two independent living units perfect for investors, short-term rentals, multigenerational living, or effortless house hacking. Crafted for the ultimate coastal lifestyle, the property boasts a 75-ft finished dock with direct access to Blackwater Sound, a private boat ramp, and a custom fish-cleaning station. Enjoy true indoor-outdoor living with a full BBQ bar, beverage fridge, outdoor shower, and eco-friendly jacuzzi. Imagine waking up to breathtaking sunrises with your morning coffee, then unwind with a glass of wine as the sun sets from your high elevated terrace. Over $350, 000 in high-end renovations seamlessly blend modern luxury with coastal durability. The second floor offers two bedrooms, two bathrooms, a full kitchen, and a spacious balcony—ideal for guests or rental versatility. And best of all, the home was elevated 18 inches above its original foundation to safeguard against flooding and saltwater intrusion. Please ask us about the 3-2-1 approved lender buydown. Meaning you get an interest rate as low as 3% with a monthly payment probably lower that what you're paying in rent!! Unpack & enjoy. . .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,464,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,171,999 | $1,171,999 | $1,171,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.007% | 5.952% |
| Monthly Tax Payment | $698 | $698 | $698 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,654 | $6,933 | $9,732 |
| Total Monthly Payment | $7,477 | $7,756 | $10,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.