2945 CENTRAL AVENUE, St. Petersburg, FL, 33713 | $695,000

Optional to purchase only 4500 sqft of this lot for $630, 000. BETTER THAN A CORNER- the historic property to the west will remain open for viewing of the landmark Craftsman house restoration and courtyard. Add balconies on the north side over Central and on the west side. This soon-to-be vacant lot is next door to the Historic Craftsman House. Centrally located on Central Avenue, St. Petersburg is known for its bustling atmosphere and eclectic mix of shops, cafes, and cultural destinations. Located on Central Avenue, St. Petersburg is renowned for its vibrant atmosphere and diverse mix of shops, cafes, and cultural attractions. As part of the Grand Central District, the Kenwood neighborhood, along with the Warehouse Arts District, is surrounded by a thriving community of residents and businesses. The location attracts a steady flow of foot traffic and loyal patrons. Nicknamed The Craftsman Courtyard, this will be a destination for Pinellas County visitors and a local hangout for the neighborhoods of the Grand Central District, Warehouse Arts District, and Kenwood Arts Enclave. CCT-2 zoning requires retail or restaurant on the ground floor, fronting Central Avenue.

Features

  • Lot Size: 60 x 100
  • MLS#: TB8438727
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /prop/TB8438727/2945centralavenue_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/8/2025 8:02:11 AM)
Listing courtesy of IMPACT REALTY TAMPA BAY   Phone: 813-321-1200

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2945 CENTRAL AVENUE, St. Petersburg, FL, 33713

$695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $556,000 $556,000 $556,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.304% 5.648%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,245 $3,378 $4,506
Total Monthly Payment $3,337 $3,470 $4,598

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.