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PRICE REDUCTION! This charming home sits proudly on a spacious corner lot and captures all the best parts of Southern living-from it's classic front porch, perfect for morning coffees, to the magnificent old magnolia tree that shades the yard with timeless beauty. Inside you will find a cozy and comfortable layout featuring 2 bedrooms and 1 bath. The home offers wood laminate flooring throughout, a welcoming living room with a real brick fireplace and plenty of natural light that creates a warm and inviting atmosphere. The kitchen shines with Corian countertops and comes fully equipped with all major appliances including a washer and dryer-Everything you need to move right in! Step outside and enjoy the spacious fenced in yard-ideal for gathering and relaxing! Two detached buildingswith power offer the perfect setup for workshops or hobby spaces. A covered parking area provides room for an RV, boat or additional parking. An additional lot (Tax Map #06-0001-056-00-00 included in the sale) is an added bonus which allows for a mobile home, offering great potential for rental income or extended family living. No HOA! Located minutes from shopping, schools, dining and parks. This property offers the best of small town living! Perfect for first time home buyers, investment opportunity or a peaceful retreat. Come experience the charm and imagine the potential.
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Our Executive Mortgage Banker:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $132,000 | $132,000 | $132,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $749 | $791 | $1,052 |
| Total Monthly Payment | $824 | $866 | $1,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.