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Now's your chance to see this IMMACULATE LAKEFRONT HOME in beautiful Ocean Hammock! Truly a MUST SEE in one of Palm Coast's premier golf communities with access to 5 star resort amenities and THE BEACH just steps away!! Traditional Charm & Understated Elegance can best describe this custom built beauty with some unique features that give it that "WOW" factor! You'll be hard-pressed to find another one like it! A neutral palette of complimentary wall colors, upscale lighting & window treatments, 8’ raised panel doors, and gorgeous cherry hardwood floors set the stage for tasteful, timeless design throughout. Upon entry there’s a clear sightline to the back of the house, lending a sneak peek at what’s to come! Behind the double doors to the left is one of the bedrooms (with its own bath), utilized as a home office. The formal living & dining space is dressed to impress w/ soaring ceilings, stately columns, crown moldings, beautiful trim work and an amazing, coffered ceiling! The fireplace creates a warm & inviting atmosphere, and the adjacent dining room can accommodate a large gathering of guests. NEXT, your eyes are drawn to the stairway with iron spindles & wood rails leading up to the LOFT LIBRARY. But wait…the KITCHEN is the REAL SHOW STOPPER! Dark wood cabinetry spans the entire side wall, and small sections of block glass set in the backsplash allow the sunlight to sparkle on the granite counters. The upscale stainless appliances, range hood and GAS grill-top stove make you stop & take notice, while the wall ovens and large center island just might entice you to stay home & cook! Adding to the appeal is a built-in desk area, large breakfast nook w/ mitred glass picture window, and ANOTHER center island BAR with sink & icemaker! NOT TO BE OVERLOOKED is the oversized double door refrigerator, walk-in pantry, AND a fabulous Butler’s Pantry with the same tasteful granite & wood cabinetry w/ glass doors to display your finest dinnerware! The family room has its own touch of WOW, showcasing a double set of sliding glass doors that open from the corner creating a large opening and unobstructed water view, seamlessly bringing the outdoors in! THE LANAI is a definite contender for THE MOST FABULOUS FEATURE - covering the full width of the house & wrapping around the side, this space offers SPECTACULAR WATER VIEWS, and is a great place to relax, unwind & enjoy the company of family & friends. The primary en-suite is quite spacious w/ seating area, access to the lanai, and an amazing walk-in custom configured closet. The bath is well-appointed with two large separate vanities, a luxurious garden tub, oversized shower and private water closet. Another custom design feature is the unique & convenient connection from the primary en-suite directly into the laundry room (with a separate entrance from the house). Every bedroom is an En-Suite, and there's a powder room on the main floor. The upstairs bedrooms are separated by a gathering space in the loft, and a covered screened-in balcony with more beautiful views! The oversized garage is approx 30 x 18 and has additional storage space, with access to the attic as well. *The freezer and wine frig under the stairs, outdoor furniture, the firepit on the lanai, and the invisible fence surrounding the property will all convey with purchase. *Water Heater, Fireplaces, Cooktop & Outdoor Grill work on Propane. HVAC=2017 (2 units, 4 zones). *Pest Tubes for preventative maintenance/pest control.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,148,000 | $1,148,000 | $1,148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.046% | 5.846% | 5.700% |
| Monthly Tax Payment | $587 | $587 | $587 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,339 | $6,699 | $9,380 |
| Total Monthly Payment | $7,051 | $7,411 | $10,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.