815 Bentwater CIR, Naples, FL, 34108 | $1,699,000

This fully renovated and reimagined 3 bedroom, 2. 5 bath beauty offers the perfect balance of pristine living area and private, serene outdoor space with lake view! Welcome to gated Breakwater in Pelican Bay. This one ticks all the boxes - everything in this home has been updated for modern luxury and comfort, and includes your screened lanai for private outdoor enjoyment. Nothing to do here but move in!
Desirable features include fully updated kitchen and baths, LVP flooring, custom cabinetry, quartz countertops, and all new lighting throughout. With 10 foot ceilings and extra windows to provide natural light, this end unit lives large.
The light and bright owners' suite includes lake views, his and hers closets and a beautifully remodeled bathroom. The private screened lanai overlooks the sparkling lake and fountain, with built in grill, television, hurricane protection, and privacy shades. Included is an oversized two car garage with extra storage, and new impact windows have been installed. The Breakwater clubhouse is conveniently located to use the community pool, spa, and fitness center. Breakwater's on-site management and staff are helpful.
Pelican Bay residents enjoy two private beachfront restaurants, tram and beach chair service; active tennis program for all levels; pickleball; full service fitness center and wellness studio; community center with activities; sailing club; canoes and kayaks. This is the place for you!

Features

  • Building Design: Low Rise (1-3)
  • Parking: Guest
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Exhaust Fan
  • Levels: 1
  • Amenities: Beach - Private,Beach Access,Beach Club Included,Bike And Jog Path,Clubhouse,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Extra Storage,Fitness Center Attended,Full Service Spa,Internet Access,Private Beach Pavilion,Private Membership,Restaurant,Sidewalk,Streetlight,Tennis Court
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Complex: BREAKWATER
  • Development: PELICAN BAY
  • Year Built: 1997
  • Approx Sq. Feet: 1,831
  • Est. Taxes: $10,394
  • Condo Fee: $4,153 Quarterly
  • Master HOA Fee: $3,295
  • Lot Desc: Regular
  • View: Lake,Water Feature
  • Community Type: Gated,Golf Course,Tennis
  • Water Front: Yes
  • Pet Policy: With Approval
  • MLS#: 225074784
  • Website: https://www.raveis.com
    /prop/225074784/815bentwatercir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Downing Frye Realty Inc.

William Raveis Family of Services

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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

815 Bentwater CIR, Naples, FL, 34108

$1,699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,359,200 $1,359,200 $1,359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $866 $866 $866
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,149 $8,369 $11,470
Total Monthly Payment $9,140 $9,360 $12,461

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.