|
**PRICE IMPROVEMENT, BRING OFFERS** Experience the pinnacle of Florida living in this stunning, 2023-BUILT townhouse—offered for the FIRST TIME ON THE MARKET. Located within the exclusive gated enclave of San Ruffino IN THE HEART OF CHARMING DUNEDIN, this residence offers a rare combination of modern luxury and absolute resilience, having remained completely untouched by the 2024 hurricanes and NO FLOOD INSURANCE required. From the moment you arrive, the attention to detail is evident. A private ELEVATOR effortlessly connects all three levels, beginning with a spacious 2-CAR GARAGE and a welcoming ground-floor deck. The interior is a masterclass in design, featuring a warm gray designer palette, luxury vinyl flooring throughout, and expansive HURRICANE-RATED WINDOWS dressed in custom Hunter Douglas blinds and linen drapery. The heart of the home is a gourmet showpiece. The kitchen boasts high-end Fulgor Milano induction and convection appliances, luminous quartz countertops, and a shimmery shell-tile backsplash that captures the coastal light. Retreat to the top-floor Primary Suite, a true sanctuary featuring a massive walk-in closet and a spa-like bath with a modern soaking tub and floor-to-ceiling Carrera tile. Whether you are sipping coffee on one of your three private decks with water views or relaxing by the community POOL overlooking St. Joseph Sound, you are surrounded by the best of Florida’s wildlife—from dolphins to ospreys. Ideally situated just minutes from downtown Dunedin’s vibrant shops, restaurants entertainment and waterfront. And a short drive to Honeymoon Beach Park and Ferry to Caladesi Island, as well as half an hour from Tampa international. FLOOD INSURANCE NOT REQUIRED except lender may mandate a minor policy.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $940,000 | $940,000 | $940,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.007% | 5.952% |
| Monthly Tax Payment | $1,265 | $1,265 | $1,265 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,337 | $5,560 | $7,806 |
| Total Monthly Payment | $6,727 | $6,950 | $9,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.