1340 BAYSHORE BOULEVARD, #304, Dunedin, FL, 34698 | $1,175,000

**PRICE IMPROVEMENT, BRING OFFERS** Experience the pinnacle of Florida living in this stunning, 2023-BUILT townhouse—offered for the FIRST TIME ON THE MARKET. Located within the exclusive gated enclave of San Ruffino IN THE HEART OF CHARMING DUNEDIN, this residence offers a rare combination of modern luxury and absolute resilience, having remained completely untouched by the 2024 hurricanes and NO FLOOD INSURANCE required. From the moment you arrive, the attention to detail is evident. A private ELEVATOR effortlessly connects all three levels, beginning with a spacious 2-CAR GARAGE and a welcoming ground-floor deck. The interior is a masterclass in design, featuring a warm gray designer palette, luxury vinyl flooring throughout, and expansive HURRICANE-RATED WINDOWS dressed in custom Hunter Douglas blinds and linen drapery. The heart of the home is a gourmet showpiece. The kitchen boasts high-end Fulgor Milano induction and convection appliances, luminous quartz countertops, and a shimmery shell-tile backsplash that captures the coastal light. Retreat to the top-floor Primary Suite, a true sanctuary featuring a massive walk-in closet and a spa-like bath with a modern soaking tub and floor-to-ceiling Carrera tile. Whether you are sipping coffee on one of your three private decks with water views or relaxing by the community POOL overlooking St. Joseph Sound, you are surrounded by the best of Florida’s wildlife—from dolphins to ospreys. Ideally situated just minutes from downtown Dunedin’s vibrant shops, restaurants entertainment and waterfront. And a short drive to Honeymoon Beach Park and Ferry to Caladesi Island, as well as half an hour from Tampa international. FLOOD INSURANCE NOT REQUIRED except lender may mandate a minor policy.

Features

  • Amenities: Pool
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,706
  • Est. Taxes: $15,180
  • Condo Fee: $1,371 Monthly
  • Elem. School: San Jose Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Dunedin High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8437458
  • Days on Market: 93 days
  • Website: https://www.raveis.com
    /eprop/TB8437458/1340bayshoreboulevard_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/1/2026 9:47:08 AM)
Listing courtesy of Redfin Corporation   Phone: 617-458-2883

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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1340 BAYSHORE BOULEVARD, #304, Dunedin, FL, 34698

$1,175,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $940,000 $940,000 $940,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.007% 5.952%
Monthly Tax Payment $1,265 $1,265 $1,265
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,337 $5,560 $7,806
Total Monthly Payment $6,727 $6,950 $9,196

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.