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2890 ARMADILLO DRIVE, Palm Harbor, FL, 34683 | $889,900
PRICED TO SELL. ALL REASONABLE OFFERS WILL BE CONSIDERED. Beautiful 4 bedroom plus study pool home with a separate in-law suite offering over 3, 300 sq. ft. of living space in the highly sought-after Country Woods subdivision—one of the area’s most desirable neighborhoods. All this in a NO flood and NON-evacuation zone.
Located just a few minutes from the Dunedin Causeway, Honeymoon Island, Gulf beaches, plus top-rated schools, shopping, and dining, the home offers both convenience and versatility.
The separate in-law suite includes its own private entrance, second kitchen, bedroom, sitting area, and bathroom—perfect for extended family, visiting guests, or multigenerational living. The second kitchen and second family room could also serve as a perfect fit for a large game room-bonus room.
Major upgrades include: 2025 New roof, 2025 Two new A/C systems, 2025 Two new electrical panels, 2025 All-new luxury vinyl flooring,
2025 New soffit and fascia on overhangs and gables, 2025 new electrical switches and outlets, 2025 New 5 ¼-inch baseboards,
2025 New epoxy floor coating in the oversized two-car garage with extra space for a golf cart. 2021 A new pool screen enclosure was installed, and a new 2025 pool pump was just added.
Inside, the island kitchen features custom wood cabinetry, granite countertops, and stainless-steel appliances, overlooking a spacious family room with a cozy wood-burning fireplace. The formal living and dining rooms create an inviting entry and are ideal for entertaining.
The primary suite includes a large walk-in closet and a spa-style bath with a walk-in shower and separate garden tub. The third and fourth bedrooms are generously sized with ample closets, while the office or fifth bedroom includes a built-in closet for added flexibility.
Step outside to a covered lanai and screened pool area with a large paver deck—perfect for relaxing or hosting gatherings year-round.
This home offers exceptional value, extensive updates, and an unbeatable price and location. The Seller is highly motivated!!!
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 100 x 120
- Laundry: Inside
- Style: Contemporary
- Year Built: 1986
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 3,359
- Acreage: 0.28
- Lot Size: 100 x 120
- Est. Taxes: $9,930
- HOA Fee: $381 Annually
- View: Pool
- Elem. School: San Jose Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Dunedin High-PN
- Pool: In Ground, Screen Enclosure
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8437288
- Days on Market: 86 days
- Website: https://www.raveis.com
/prop/TB8437288/2890armadillodrive_palmharbor_fl?source=qrflyer
Listing courtesy of SELECT PROPERTIES INC Phone: 727-934-4099
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2890 ARMADILLO DRIVE, Palm Harbor, FL, 34683
$889,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $711,920 | $711,920 | $711,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.121% | 5.979% |
| Monthly Tax Payment | $828 | $828 | $828 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,042 | $4,268 | $5,912 |
| Total Monthly Payment | $4,962 | $5,188 | $6,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388