2863 Harbor Road, Merrick, NY, 11566 | $1,249,999

Live Your Waterfront Dream in South Merrick! Step into the ultimate waterfront lifestyle with this stunning 3-bedroom, 3-bath Split Level home designed for modern living and endless entertainment in one of the most desirable neighborhoods in Merrick. Perfectly blending style, comfort, and functionality, this home offers four levels of thoughtfully crafted spaces that make every day feel like a getaway. From the moment you walk in, you’ll be greeted by a bright and airy living room with a cozy gas fireplace—ideal for relaxing after a day on the water. The open dining room flows seamlessly into a sunlit kitchen that’s a chef’s dream, featuring high-end stainless steel appliances including a Viking oven and microwave, Thermador dishwasher, and Sub-Zero refrigerator. The kitchen provides you with direct access to your private backyard oasis. On the upper level, you’ll easily access the bedrooms, including a Primary en-suite, and a full hall bathroom. The thoughtfully designed ground level is where the fun continues, with a whitewashed brick family room featuring a custom built-in entertainment center, radiant-heated floors, conveniently located bathroom and French doors leading to the patio. The finished lower level takes it up a notch with a recreation room, a sleek 3-sided custom granite bar complete with wine fridge, laundry room and walls of storage for all your gear. When you're ready to lounge outside, relax by the heated, saltwater pool, surrounded by lush landscaping or enjoy a sunset dinner on the pavered patio. For water enthusiasts, the dock ramp accesses the floating dock on a deep-water canal to take your watercraft to the bay only minutes away. Fully fenced yard, 150-amp electric, outdoor speakers, in-ground sprinklers and easy access to all that South Merrick has to offer. You’re just 1. 3 miles from the LIRR, close to Cammanns Pond and Norman J. Levy Park, and minutes from shopping, dining, and more. Location! Location! Location!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Split Level
  • Year Built: 1954
  • Garage: 0.5-car
  • Heating: Natural Gas, Radiant Floor
  • Cooling: Central Air
  • Basement: Finished, Full
  • Approx Sq. Feet: 1,746
  • Acreage: 0.14
  • Est. Taxes: $17,849
  • Water Front: Yes
  • Elem. School: Norman J Levy Lakeside School
  • Middle School: Merrick Avenue Middle School
  • High School: John F Kennedy High School
  • School District: Merrick
  • Pool: Yes
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Wine Refrigerator
  • MLS#: 924173
  • Days on Market: 124 days
  • Website: https://www.raveis.com
    /eprop/924173/2863harborroad_merrick_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Burgio Sousa TeamSales Associates

860.983.0457

BurgioSousaTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Heidi SummaInsurance Sales Director, William Raveis Insurance

860.919.8074

Heidi.Summa@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2863 Harbor Road, Merrick, NY, 11566

$1,249,999

Burgio Sousa Team

Sales Associates

William Raveis Real Estate

Phone: 860.983.0457

BurgioSousaTeam@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $999,999 $999,999 $999,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.235% 6.058%
Monthly Tax Payment $1,487 $1,487 $1,487
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,678 $6,076 $8,371
Total Monthly Payment $7,290 $7,688 $9,983

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.