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Tucked on a quiet neighborhood street, this classic Dutch Colonial delivers the lifestyle buyers want-nearly 3, 000 sq ft, 4 bedrooms, and 2. 5 baths-paired with resort-style outdoor living. Inside, sun-splashed hardwood floors flow through flexible living/entertaining spaces: a front living room, formal dining, and an open family room off an updated chef's kitchen with stone backsplash, granite counters, island, and abundant storage. The second level offers four comfortable bedrooms, including a bedroom suite with private bath, plus a hall bath to serve the additional bedrooms. Out back is the mic-drop: a free-form in-ground pool framed by an expansive natural-stone patio-multiple zones for grilling, dining, and lounging-set against mature trees for privacy. Solar panels help offset electric (see disclosures), and the two-car attached garage connects to a circular driveway for easy in/out and extra parking. Oil heat/baseboard. Thoughtful touches throughout: sliders to the patio, built-ins around the fireplace wall, and big windows that keep everything bright. All of this in Prospect-minutes to schools, shops, and commuter routes-on a street of well-kept homes. If you've been waiting for a property that blends space, function, and a backyard built for parties, this is the one. Showings highly encouraged-come feel the setting for yourself.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $527,200 | $527,200 | $527,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $767 | $767 | $767 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,119 | $3,289 | $4,305 |
| Total Monthly Payment | $3,978 | $4,148 | $5,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.