641 LAGUNA VISTA COURT, Largo, FL, 33771 | $249,900

Largo – Belle Oak Villas - NEW ROOF 5/2025 - A/C 2022 - This clean and very nice 2-bedroom, 2-bath villa is filled with natural light and features a great open floor plan. This peaceful community offers a park-like setting with mature trees, beautiful landscaping, and a serene lake, all while being centrally located for your convenience. Situated at the end of a quiet street. and close to one of the two pools in the complex. As you enter, you’ll find a spacious living and dining area with high ceilings, neutral colors, and sliding doors leading to a screened patio and backyard. The kitchen boasts tile floors, black appliances, ample storage, and a window that keeps the space bright. The primary suite is generous, featuring a walk-in closet, an en-suite bath, and sliding doors that open to the patio. Bedroom 2 is also large, equipped with a wall of closets, neutral carpet, and a picture window. A utility closet offers hookups for a washer and dryer, as well as additional storage space. Enjoy the outdoors in your private screened patio, which overlooks the backyard. This first-floor villa comes with an assigned parking space conveniently located near the front door, with plenty of guest parking nearby. The community features low HOA fees and includes two pools and a lake for leisure activities. Close to shopping, restaurants, and entertainment. Come take a look…You’ll like what you see!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Year Built: 1985
  • Garage: Assigned, Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,036
  • Acreage: 0.04
  • Est. Taxes: $2,884
  • HOA Fee: $264 Quarterly
  • Lot Desc: City Lot, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
  • MLS#: TB8437973
  • Days on Market: 141 days
  • Website: https://www.raveis.com
    /prop/TB8437973/641lagunavistacourt_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/10/2026 4:10:41 AM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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641 LAGUNA VISTA COURT, Largo, FL, 33771

$249,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.304% 5.628%
Monthly Tax Payment $240 $240 $240
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,151 $1,215 $1,620
Total Monthly Payment $1,466 $1,530 $1,935

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.