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Rare new listing in Jamestown Village. While retaining a welcoming east facing front porch, the interior of this home was completely renovated four years ago and is in like-new condition. With an open plan on first floor, the home boasts hardwood floors, living area into dining area, half bath, and kitchen with an eat-in bar. Stainless steel appliances, granite countertops, seating at the bar and ample cabinet space for storage. Spacious primary bedroom and guest bedroom with a full bath on second floor. The lower level contains a bedroom or family room/office with a full bath and laundry area. New, fully paid solar panels provide electric service, along with municipal water and sewer service. With the west facing deck, there is ample privacy overlooking the garden areas. The well-maintained garden areas are ready for next season. There are two sizeable sheds on the property providing ample storage for bicycles, scooters, kayaks and beach gear. The ideal location of this home is within walking distance of the village, schools, library, post office and restaurants/shopping. Jamestown is ideally located with easy access to public transportation to New York, Providence and Boston, as well as a ferry to Newport. Full photos and floor plan to come.
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William Raveis Real Estate
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,079,200 | $1,079,200 | $1,079,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 5.984% | 5.806% |
| Monthly Tax Payment | $425 | $425 | $425 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,876 | $6,384 | $8,890 |
| Total Monthly Payment | $6,426 | $6,934 | $9,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.