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Embrace the best of suburban living in this charming Colonial-style home, ideally located just minutes from the vibrant energy of downtown White Plains. Upon entering, you’re greeted by an inviting living room that flows seamlessly into a cozy kitchen with an adjoining dining room. Conveniently located off the kitchen is a washer and dryer area, along with a nearby small office to accommodate a home office and half bathroom. Upstairs, you’ll find three comfortable bedrooms and a full bathroom. Separate access leads to the basement, which includes a utility area and additional storage space. Outside you have a spacious, level backyard that offers a peaceful outdoor retreat, perfect for entertaining or relaxing. A driveway accommodates up to three vehicles and leads to a detached one-car garage. Located near downtown White Plains, residents can enjoy nearby parks such as Saxon Woods Park and Kensico Dam Plaza, both ideal for outdoor recreation and scenic strolls. Shopping and dining options abound with The Westchester Mall and City Center just minutes away, offering an array of restaurants, shops, and entertainment venues. With its prime location close to public transportation, the White Plains Train Station, and major highways including the I-287, Cross Westchester Expressway, making commuting to New York City both quick and convenient.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $627 | $627 | $627 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,451 | $2,552 | $3,404 |
| Total Monthly Payment | $3,169 | $3,270 | $4,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.