419 RUM RUNNER Way, St Johns, FL, 32259 | $534,900

Best value in Beachwalk's gated Atlantica Isles 4 bedroom, 3 bath townhome with over 2, 500 sq ft, water views, and a CDD bond already paid off.
This move in ready home offers a spacious, well designed layout ideal for both everyday living and entertaining. CDD bond paid off a meaningful advantage in Florida, where many communities include additional annual CDD bond fees.
The open concept kitchen flows seamlessly into the main living and dining areas, creating a bright and functional space with plenty of natural light. Large sliding glass doors open to the backyard, enhancing indoor outdoor living and bringing in even more natural light. A first floor bedroom and full bath provide added flexibility for guests, a home office, or multi generational living. Upstairs, the primary suite features a private balcony with water views, along with a spa style bathroom complete with dual vanities, a large walk in shower, and a walk-in closet. A versatile loft/family room provides additional flexibility for a home office, media room, or play area. Enjoy outdoor living with both water views and the unique benefit of capturing sunrise and sunset from the lanai creating a relaxing and inviting setting throughout the day. The fenced backyard offers a rare and valuable outdoor space perfect for pets, entertaining, or relaxing evenings, complemented by a 2 car garage for added convenience and storage. Located in one of Beachwalk's gated neighborhoods, residents enjoy private access to the 14 acre Crystal Lagoon, along with resort style amenities including white sand beaches, swim up bar, water slides, paddle boarding, kayaking, putting green, dog parks, fitness center, tennis, and more all just a short walk or golf cart ride away. Conveniently located in St. Johns County, Beachwalk offers easy access to Jacksonville, Ponte Vedra Beach, and historic St. Augustine, providing a perfect balance of everyday convenience and coastal lifestyle. Located near Beachwalk's community amenities, the home is also convenient to nearby schools, including Beachside High School located within Beachwalk and Lakeside Academy (K-8) just across from the Beachwalk community. Kitchen appliances, including refrigerator, range, built in microwave, dishwasher, along with washer and dryer, are included making this home truly move in ready. Skip the wait for new construction and take advantage of one of the best opportunities currently available in Atlantica Isles. VA assumable loan opportunity at 4. 99% available for qualified buyers.

Features

  • Amenities: Beach Access, Maintenance Grounds
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Upper Level
  • Style: Half Duplex
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,503
  • Acreage: 0.12
  • Est. Taxes: $5,665
  • HOA Fee: $1,626 Quarterly
  • View: Pond
  • Appliances: Dishwasher, Double Oven, Dryer, Gas Cooktop, Refrigerator, Washer
  • MLS#: 2113423
  • Days on Market: 186 days
  • Website: https://www.raveis.com
    /prop/2113423/419rumrunnerway_stjohns_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

419 RUM RUNNER Way, St Johns, FL, 32259

$534,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $427,920 $427,920 $427,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $472 $472 $472
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,531 $2,600 $3,468
Total Monthly Payment $3,095 $3,164 $4,032

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.