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Presented by
Patrick Galway |
56 Cedar Street, St. Albans City, VT, 05478 | $289,000
Welcome home, to this beautifully refreshed old-style gem! Full of character and modern charm, its small footprint packs quite a big punch. Tucked away at the end of Cedar Street, this home features a private lot, and is close to all that Saint Albans has to offer. Moments to groceries, dining, public transportation, and schools - it's ideal for anyone who craves convenience and style. Renovated from top to bottom, with brand new floors, fresh paint, an entirely new kitchen - including stylish cabinets and countertops - a huge bathroom remodel, and so much more. Every detail has been taken care of so you can move in and enjoy your space with no lingering to-do list! The first floor offers a sun-lit living area that unfolds into the modern kitchen, in addition to an impressive first-floor bedroom with large closet, and full bathroom - completely accessible for those that prefer first-floor living. Upstairs, the entire second story is dedicated to a large bedroom space - perfect for separate living, recreation, or a beautiful home office. The enclosed porch offers protection from the elements for boots, coats, and storage - while a bonus storage room and shed offer ample space for equipment, hobbies, and more. This remodeled home is charming, cozy, and flush with opportunity - get ready to move in, unwind, and enjoy your new home, hot off the press. A quick commute to Burlington, and easy access to both Main Street and St. Albans Bay - this property is a gem!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Conversion,Farmhouse
- Year Built: 1875
- Heating: Natural Gas,Baseboard
- Cooling: None
- Basement: Full,Unfinished,Exterior Access,Basement Stairs
- Approx Sq. Feet: 992
- Acreage: 0.14
- Est. Taxes: $4,233
- Lot Desc: City Lot,Level,Near Shopping,Near Public Transportatn,Near Hospital,Near School(s)
- Elem. School: St Albans City School
- Middle School: St. Albans City School
- High School: BFASt Albans
- School District: Maple Run USD
- MLS#: 5065733
- Website: https://www.raveis.com
/prop/5065733/56cedarstreet_stalbanscity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/7/2026
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Patrick GalwayOffice Manager
917.748.2117
Patrick.Galway@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
56 Cedar Street, St. Albans City, VT, 05478
$289,000
Patrick Galway
Office Manager
William Raveis Real Estate
Phone: 917.748.2117
Patrick.Galway@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $353 | $353 | $353 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,331 | $1,405 | $1,874 |
| Total Monthly Payment | $1,759 | $1,833 | $2,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484