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Back on the market through no fault of the seller. Welcome to this beautifully maintained end-unit townhouse in the heart of Mount Pleasant. Located in the second phase of the neighborhood, this home features one of the largest backyards, extending to the fence and garden bed with plenty of space to design your own private retreat. With hardwood floors throughout the ground and main levels, the ground floor includes a versatile bedroom and half bath, perfect for guests, a home office, or a workout room. An extra-long tandem garage offers space for up to three cars or additional storage, with direct access to the backyard. A guest parking lot is located just steps away. Upstairs, the main level offers a bright, open floor plan with a cozy gas fireplace, granite countertops, stainless steel appliances, a gas cooktop, and a refrigerator that conveys. The spacious primary suite features a walk-in closet, dual vanities, a soaking tub, and a walk-in shower. This level also includes a guest half bath and access to a screened porch, perfect for quiet mornings or unwinding in the evening. On the top floor, you'll find two generously sized bedrooms connected by a Jack and Jill bathroom, along with plenty of storage throughout the home. Royal Palms is zoned for top-rated schools and offers a prime location off Highway 17 and away from the traffic on Highway 41, close to The Market at Oakland, Mount Pleasant Towne Centre, Roper St. Francis, and East Cooper Medical Center. You're also just a short drive from Isle of Palms, Sullivan's Island, and historic downtown Charleston. The low HOA fee includes boat storage, landscaping, irrigation, routine pressure washing, and a termite bond. Optional memberships are available to the Dunes West Golf and River Club or through the Mount Pleasant Recreation Aquatics program, which provides access to the Jones Center and Park West indoor pools. This fee-simple townhouse offers great flexibility, whether you're looking for a primary residence, second home, or investment property. Includes a 1% interest rate reduction for your first year, plus the option to refinance at no cost with our preferred lender. Don't miss out on this opportunity!
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Our Executive Mortgage Banker:
$549,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,999 | $439,999 | $439,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,638 | $2,745 | $3,595 |
| Total Monthly Payment | $2,730 | $2,837 | $3,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.