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One or more photo(s) has been virtually staged. Welcome to 12460 Catalina Dr, a brand-new Magnolia Model home built by AB Homes SWFL, offering the quality and craftsmanship you expect from your dream residence. This 3-bedroom, 2-bath property spans 1, 345 sqft under air and 1, 891 total sqft under truss, perfectly situated on an 11, 899 sqft lot in desirable Punta Gorda, FL.
Constructed to superior standards, the home features a 4-course stem wall foundation, 4, 000 psi concrete slabs and beams—exceeding the industry standard of 2, 500 psi—and wood-framed interior walls with studs 16 inches on center for enhanced durability. The exterior is finished with skip trowel textured stucco accented by custom banding and details, along with a wiremesh and fiber-reinforced concrete driveway. PGT impact windows and hurricane-rated impact doors provide exceptional storm protection, eliminating the need for shutters or boarding.
Inside, the light skip trowel drywall finish creates a clean and modern aesthetic. Trim work consists of flat stock 1x6 and 1x8 solid wood (not MDF), paired with solid core shaker-style doors throughout the home. The kitchen showcases 3cm Level 4 granite countertops, maple-faced plywood cabinetry with 36-inch uppers, and LG smart appliances that blend performance and style seamlessly.
Both bathrooms are finished with USA-made porcelain tile, including mosaic accents in the primary bath. The master shower features 3/8-inch frameless clear view glass, while the guest bath offers an ADA-compliant Proflo porcelain-enameled steel tub. All plumbing fixtures, handles, and hinges are finished in brushed nickel, including premium Moen fixtures and Kwikset hardware.
Additional interior features include his-and-hers built-in closets in the primary suite, commercial-grade 5. 0mm/12mil wear layer waterproof luxury vinyl flooring with a lifetime warranty and vapor barrier, LED recessed lighting and front soffit lights, and a Comfortmaker 2. 5-ton 14. 3 SEER2 heat pump AC system.
The property is equipped with a 4-inch well at 228 feet deep with 180 feet of PVC casing, a water heater, and a GAF Golden Pledge roofing system that includes a 25-year workmanship warranty, lifetime shingle coverage, and 25-year algae protection.
For added convenience and peace of mind, this home comes complete with a survey, elevation certificate, wind mitigation report, and an insurance quote ready to go. Located in Punta Gorda's Tropical Gulf Acres, the property offers no HOA dues and is not located in a flood zone.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$319,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,999 | $255,999 | $255,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $32 | $32 | $32 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,514 | $1,576 | $2,075 |
| Total Monthly Payment | $1,621 | $1,683 | $2,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.