8584 SW 86TH CIRCLE, Ocala, FL, 34481 | $354,900

LARGE PRICE REDUCTION! Motivated sellers are willing to review all offers. This oversized Ayreshire is located in the much sought-after 55+ community of Candler Hills in On Top of the World. It's situated on one of the very prettiest lots in Candler East on The Preserve with hard-scapes and an impressive rock wall in the rear of the home. Pull up to the paver drive and notice how much space between the homes! Once inside some of the features you will notice are: Hard wood flooring at the entrance, living room, dining room and nook. Tile flooring in kitchen, baths, Florida room and birdcage. Beautiful granite counters with wood cabinets in the kitchen and plenty of them, every chef's dream. Pretty backsplash. New lighting over the bar area. Newer stainless steel appliances including a gas range. Inside laundry with washer and dryer included. Enclosed 3 season Florida Room. HUGE birdcage on the back with wonderful, private views. Bedrooms with laminate flooring. Large primary bedroom. Primary bath with a double sink vanity and updated walk-in tile enclosed shower with a bench. There are two guest rooms perfect for family and friends. Guest bath has a tub/shower combo. The garage features an epoxy floor, helping keep it clean. Gas furnace and hot water heater. CDD PAID! Roof and A/C 2024. This home is truly move in ready! Call for your appointment to view today!

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Gated, Golf Course, Park, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70 x 139
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2007
  • Garage: 2-car
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,846
  • Acreage: 0.22
  • Lot Size: 70 x 139
  • Est. Taxes: $945
  • HOA Fee: $366 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM711419
  • Days on Market: 87 days
  • Website: https://www.raveis.com
    /prop/OM711419/8584sw86thcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 5:34:55 AM)
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S   Phone: 352-479-0123

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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8584 SW 86TH CIRCLE, Ocala, FL, 34481

$354,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $283,920 $283,920 $283,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $79 $79 $79
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,634 $1,700 $2,264
Total Monthly Payment $1,788 $1,854 $2,418

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.