20 WOODFORD LANE, Palm Coast, FL, 32164 | $384,000

One or more photo(s) has been virtually staged. Enjoy peace of mind with a barrel-style concrete tile roof, complete with a protective finish engineered to last a lifetime. Exceptional Florida Living in Sought-After Pine Lakes!

Nestled in the highly desirable Pine Lakes neighborhood, this beautifully maintained custom-built 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and tranquility. Situated on a high and dry lot, this property is designed for both everyday living and entertaining.

Inside, elegant tile and luxury vinyl flooring flow throughout, creating a warm and cohesive design. The open and inviting layout features tray ceilings, granite countertops, and abundant natural light that enhances every space.

The spacious primary suite is a true retreat—complete with two walk-in closets and private access to the pool through sliding glass doors.

Step outside to your personal oasis: an expansive screened lanai featuring a sparkling pool, relaxing hot tub, and outdoor kitchen—perfect for entertaining or unwinding after a long day. The screened garage area adds a versatile space for gatherings or hobbies. A solar panel mounted on the barrel tile roof assists the home’s water heater, offering energy savings and reduced electric use. And with its peaceful freshwater canal backdrop, you’ll enjoy both privacy and serene water views right from your backyard.

Located on a quiet street, this property offers the best of Florida living—just minutes from US-1, I-95, pristine beaches, shopping, dining, and golf courses.

This home truly has it all—luxury, comfort, and location. Don’t miss your chance to make it yours!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1997
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,338
  • Acreage: 0.23
  • Est. Taxes: $5,481
  • Pool: In Ground
  • Appliances: Convection Oven, Dishwasher, Refrigerator
  • MLS#: FC313032
  • Days on Market: 120 days
  • Website: https://www.raveis.com
    /prop/FC313032/20woodfordlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/14/2026 7:47:08 AM)
Listing courtesy of Re/max Signature   Phone: 386-673-7001

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 WOODFORD LANE, Palm Coast, FL, 32164

$384,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $307,200 $307,200 $307,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.137% 6.132% 5.396%
Monthly Tax Payment $457 $457 $457
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,720 $1,840 $2,449
Total Monthly Payment $2,252 $2,372 $2,981

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.