16318 SW 12TH TERRACE, Ocala, FL, 34473 | $309,900

Under contract-accepting backup offers. Behold This Breathtaking 3-Bed, 2-Bath, 2-Car Garage Haven Nestled Within The Prestigious SummerGlen 55+ Championship Golf Course Gated Community! This Magnificent Concrete Block Stucco Residence Exemplifies Impeccable Maintenance And Generous Proportions, Boasting An Impressive 2, 267 Square Feet Of Refined Living Space! The Highly Coveted Sanibel Model Presents A Sophisticated Formal Living Room And Elegant Formal Dining With Tray Ceiling, Complemented By An Expansive Great Room Enhanced With Premium Engineered Wood Flooring, Surround Sound And Seamless Sliding Glass Doors Leading To The Serene Lanai And Generously Extended Birdcage Enclosure. The Inviting Eat-In Kitchen Features A Convenient Breakfast Bar, Contemporary Stainless Steel Appliances, Professional-Grade Gas Range, Abundant Lustrous Marble Countertops And Real Wood Cabinetry With Ingenious Pull-Out Organizers, Plus Pantry, All Thoughtfully Arranged In A Desirable Split Floor Plan Configuration. The Sumptuous Master Suite Showcases A Palatial Walk-In Closet, Relaxing Garden Soaking Tub, Spacious Walk-In Shower With Modern Fixtures, Dual Vanity Sinks, Dedicated Make-Up Vanity Area, And Private Water Closet For Ultimate Comfort And Privacy. Experience The Perfect In-Law Suite Or Guest Quarters, Featuring A Private Bedroom With Separate Living Area Situated Next To A Full Bathroom, And Allows Direct Lanai Access—Ideal For Extended Family Or Visitors Seeking Independence And Comfort. The Third Bedroom Offers Wonderful Flexibility As An Executive Office Or Multi-Purpose Flex Room. Convenient Inside Laundry Room Includes Washer And Efficient Gas Dryer. The Freshly Painted Exterior Creates An Inviting First Impression, Welcoming You Home In Style. Recently Upgraded Are Marble Countertops And Faucet in Kitchen, Whirlpool High Efficiency Fridge, Fans, LED Lighting, And More. The TRANE Gas Furnace And Electrostatic Filtered AIR CONDITIONER Was Installed In 2024. Also Included Is A Standby Pull Start Propane Generator. The Comprehensive Homeowners Association Dues Encompass Professional Lawn Mowing, Meticulous Edging, Premium Cable Television, Internet, Waste Management Services, Guarded Entrance Security, And Access To Extraordinary World-Class Amenities Including: Championship Golf Course, Sparkling Swimming Pool And Rejuvenating Spa, State-Of-The-Art Fitness Center, Professional Tennis Courts, Dedicated Dog Park, Expansive Sports And Recreation Fields, And So Much More! Discover Retirement Living At Its Absolute Finest In This Remarkable SummerGlen Estate! SummerGlen Lot 684

Features

  • Amenities: Cable TV, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Playground, Pool, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 60 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 2009
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,274
  • Acreage: 0.17
  • Lot Size: 60 x 120
  • Est. Taxes: $4,453
  • HOA Fee: $390 Monthly
  • Lot Desc: Cleared
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: OM711339
  • Days on Market: 174 days
  • Website: https://www.raveis.com
    /prop/OM711339/16318sw12thterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 1:35:50 AM)
Listing courtesy of DISCOVER FLORIDA REALTY GROUP   Phone: 352-572-5289

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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16318 SW 12TH TERRACE, Ocala, FL, 34473

$309,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $247,920 $247,920 $247,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $371 $371 $371
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,526 $1,565 $2,059
Total Monthly Payment $1,972 $2,011 $2,505

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.