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Welcome to this beautifully maintained single-family sprawling ranch nestled on a 107x100 lot in desirable North Babylon. This spacious home offers : 4 bedrooms, 3 full baths. 1, 801 sq ft of living space, finished 782 sq ft basement with outside entrance and Egress window which is perfect for entertaining or a home theater. Interior features: open floor plan with refinished hardwood floors, new carpeting in bedrooms and fresh paint throughout. Custom den with cathedral ceilings, whitewashed cedar planking, wood- burning fireplace, 8 ft sliding doors with remote custom blinds leading to a private brick-paved patio, oversized kitchen with cathedral ceilings, 2 skylights, newer cabinets, and granite countertops. Ductless heating and air conditioning throughout LR and DR. Primary suite with bath and skylights. Bedroom 2 converted to a walk-in closet, easily reversible. Bedroom 3 can serve as an office or guest room, Bedroom 4 is the original primary bedroom with closet. Basement: Finished with outside entrance, ideal for movies, entertainment or hobbies. Exterior features: Detached 1. 5 car garage, 80 ft driveway, Backyard: custom brick pavers, fire pit, tiki bar, lighting, 7 zone IGS and privacy hedges - a true oasis. Additional Highlights: Paid - off solar panels (7 years old) and 10-year-old roof, making electric costs nearly zero. Close to Belmont State Park, community pool, shopping, schools, Babylon Village and beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,999 | $639,999 | $639,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $928 | $928 | $928 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,735 | $3,889 | $5,187 |
| Total Monthly Payment | $4,755 | $4,909 | $6,207 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.