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Seller will pay $5000 toward BUYER'S CLOSING COSTS with acceptable OFFER. This fantastic Townhome is BRAND NEW ! Owner had a change in needs and has decided to sell. It is quality throughout: fresh paint, luxury vinyl flooring and insulated windows. Plantation width blinds throughout, pendant lighting in kitchen, newly installed bath fixtures and bath medicine chest. All kitchen appliances are brand new and included side by side refrigerator, dishwasher, electric range, microwave, disposal. Washer and dryer are installed in laundry room. Private 1/2 bath on the main floor. Electronic front entry. Really a nice front porch and this end unit offers so much light and yard to enjoy. Back entry is an insulated glass door and the storage room to the side has a brand NEW strapped-in water Heater which is housed in the storage room but leaves you room for much more. All 3 bedrooms are upstairs. Primary bedroom has a spacious walk-in closet plus another double door closet. Walk-in shower is spacious and terrific double vanity. Linen closet in the upstairs landing easily accessed by all 3 bedrooms. Full compliment of smoke detectors and ample HVAC returns for excellent air flow. There is attic access from a shuttle in upstairs hall. Owners even purchased new furnishing that could be negotiated to stay in place. Great location. Ride your bike to Gahagan Park and Ball Fields. Great commuting roads available and easy access to all shopping needs. Walkable to Downtown Summerville. No yard work as that is all taken care of by the HOA. Priced well below appraisal. COME see this great opportunity to live IN TOWN SUMMERVILLE.
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Our Executive Mortgage Banker:
$286,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $229,520 | $229,520 | $229,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,285 | $1,375 | $1,845 |
| Total Monthly Payment | $1,360 | $1,450 | $1,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.