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What a Lakefront Dream Retirement or Vacation Home this will make! In a Park where you must be 55 or older, and sitting on your own deeded lot, is where you will enjoy countless days in the shade overlooking the lake! This tastefully updated home has a long Driveway, a Screen Enclosed Patio, Sliding Doors leading out to a 23 ft Enclosed Lanai with Vinyl Windows. The minute you enter you feel the bright updated quality of the home. It has Lovely Laminated Flooring throughout, a Large Primary Suite offering a Walk-in-Closet and a nicely done Bathroom. A great home for entertaining with it's Open Floor Plan. The Kitchen has had updates too and shows real nicely. The Dining area has a Built in Hutch to help store your Fine China! There is a Wheelchair Ramp in place right now, but the permanent concrete steps are underneath and match the front steps. Out back, you are going to enjoy your coffee in the morning shade on one of 2 patios out back along the Lake. This has a big lot for being in a Mobile Home Park sitting on almost 0. 19 Acres! Ponderosa Park offers a very affordable way to be in a Park, on your own Deeded Lot, that has it's own Clubhouse and Pool for the over 55 age group, and only a cost of 250. 00 per year! Come make this your next great place to call home and dip your fishing pole in the water.
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Our Executive Mortgage Banker:
Our Insurance Division:
$138,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $110,400 | $110,400 | $110,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $166 | $166 | $166 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $653 | $689 | $901 |
| Total Monthly Payment | $894 | $930 | $1,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.