36 EMDEN CIRCLE, Punta Gorda, FL, 33950 | $165,000

Under contract-accepting backup offers. Welcome to this desirable 55+ community in Windmill Village! This spacious 2-bedroom, 2-bathroom home offers 1, 508 square feet of furnished living space in the sought-after 2006 Adrian model. Located on a corner lot, the home features an open concept layout, including a bright and airy living room, formal dining area, and a dedicated office space. The main living areas and bedrooms are adorned with crown molding and drywall for a clean, modern look. The large kitchen is a standout, with ample wood cabinetry and plenty of counter space for meal preparation. Ceiling fans throughout help keep the space comfortable. Home boasts a new roof in 2022 and a new AC in 2023. Step outside to enjoy the expansive 386 square-foot L-shaped front porch, perfect for relaxing or entertaining. The front porch is built with extra insulation and energy-efficient glass windows, ensuring comfort year-round. A large storage shed provides additional space for your belongings, and hurricane shutters on all windows offer peace of mind during storm season. This home is the perfect blend of comfort, style, and convenience! HOA of $261. 00 covers water, sewer, trash, grass maintenance, common area upkeep, and road maintenance, ensuring a hassle-free lifestyle for residents. Don't miss your chance to experience the comfort and convenience of waterfront living in this meticulously maintained home at Windmill Village! This active lifestyle community features two private marinas, boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center and many clubs catering to your hobby interests. The Pavilion by the heated pool offers an area for holding gatherings. Punta Gorda was voted “#1 Best Small Place to Live” by Money Magazine and Forbes. Purchase price does not include $18, 285. 00 for Buy-In Share and Bond, which is refunded when you sell. Don't miss the opportunity to make this thoughtfully upgraded and beautifully maintained home in Windmill Village yours! Schedule your showing today-this is your paradise.

Features

  • Amenities: Clubhouse, Fence Restrictions, Gated, Pickleball Court(s), Pool, Shuffleboard Court
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 2006
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,501
  • Acreage: 0.1
  • Est. Taxes: $4,379
  • HOA Fee: $261 Monthly
  • View: Pool
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: C7516176
  • Days on Market: 118 days
  • Website: https://www.raveis.com
    /prop/C7516176/36emdencircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/23/2026 12:34:07 PM)
Listing courtesy of SELLSTATE VISION REALTY   Phone: 941-336-5400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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36 EMDEN CIRCLE, Punta Gorda, FL, 33950

$165,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $132,000 $132,000 $132,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $365 $365 $365
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $749 $791 $1,061
Total Monthly Payment $1,189 $1,231 $1,501

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.