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One or more photo(s) has been virtually staged. Tired of HOA fees and Rules? This home is for you! Welcome home to this immaculate and move-in ready Palm Harbor Gem! Located in the highly desired Palm Harbor School district, this beauty has so much to offer. Step thru the front cozy courtyard to the foyer with art decorative niches leading to an open concept floor plan featuring a living and dining area with wonderful ceramic tile floorings. The chef of the family will love this gourmet kitchen with plenty of cabinetry, extensive counter tops, full appliance package and a center island ideal for entertaining and for your guests to gather around and enjoy! The floor plan features three spacious bedrooms to include the primary owner suite and two full baths as well as a flex space that could be used for an office/family room or even a fourth bedroom. Loads of upgrades during ownership to include all new tile flooring in bedrooms and in the bonus room, a brand new AC system, a 6 foot vinyl fence for the backyard, epoxy flooring in the garage, all new wider baseboards throughout, freshly painted interior, updated ceiling, fans and light fixtures, a new dishwasher, updated kitchen faucet and updated shower head in master en-suite to name a few!! Plenty of closet space throughout! The private fence yard offers plenty of space for the kids to play, a dog run, a firepit and a very large paver patio ideal for enjoying the Florida outdoors. Centrally located near Ozona and Crystal beach, Cozy down town Dunedin and Honeymoon Island, shopping, dining, top-notch medical facilities, major thoroughfares, the Pinellas Trail, and TIA. Not in a Flood Zone either! This home will make also for a great investor, opportunity and (Rental) income!!This one is a must see and is available for immediate occupancy. ALSO AVAILABLE TO LEASE AT THE RATE OF 2700. 00 DOLLARS MONTHLY.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | $599 | $599 | $599 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,044 | $2,156 | $2,893 |
| Total Monthly Payment | $2,718 | $2,830 | $3,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.