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Under contract-accepting backup offers. Buyers may receive a seller credit equal to 1% of the purchase price toward closing costs when using the seller’s preferred lender.
Welcome home to 1006 Ragsdale Rd in Oviedo, one of Central Florida’s most sought after and family friendly communities. This isn’t just any home, this is a one owner property tucked away on a quiet cul de sac where homes rarely ever hit the market. From the moment you arrive, you feel the care and pride that has gone into maintaining it over the years. Step inside and the layout immediately invites you in, open living spaces filled with natural light that flow effortlessly together, the kind of design that makes everyday life easy but also sets the stage for entertaining friends and family. The kitchen is the heart of the home, with plenty of cabinetry, modern appliances, and space to gather, because in this house, the kitchen isn’t just for cooking, it’s where memories are made. What makes this home even more special is the additional bedroom and the screened in porch professionally added with full permits and drawings giving you more flexibility to live exactly the way you want, whether that’s a guest space, a home office, or the perfect indoor outdoor lounge. The screened in lanai is finished with a beautiful wood plank ceiling, creating the perfect place to relax, entertain, or simply enjoy Florida living year round. The home is also equipped with solar panels, bringing efficiency, savings, and sustainability into everyday living. Step outside and you’ll love the privacy of having no rear neighbors, your backyard opening directly to a protected nature preserve where no one will ever build behind you, creating the kind of peace and quiet that’s almost impossible to find today. Imagine mornings on the porch with coffee, watching the deer wander by, and evenings where the only thing surrounding you is the sound of nature. The primary suite offers comfort and privacy, while each bedroom creates a retreat of its own. The community itself offers sidewalks, a tennis court, a full size basketball court, a playground, and a dog park, giving every member of the family something to enjoy. And the location is minutes from top rated Seminole County schools, parks, shopping, dining, and with easy access to SR 417, so you can get to Orlando, Winter Springs, or Lake Mary without a hassle. 1006 Ragsdale Rd isn’t just a house, it’s a lifestyle, a rare chance to own a home on a street where opportunities like this don’t come often, a place where every corner tells a story of thoughtful living, waiting for its next chapter to be written by you.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.156% | 5.522% |
| Monthly Tax Payment | $126 | $126 | $126 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,745 | $1,893 | $2,540 |
| Total Monthly Payment | $1,946 | $2,094 | $2,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.