1006 RAGSDALE ROAD, Oviedo, FL, 32765 | $395,000

Under contract-accepting backup offers. Buyers may receive a seller credit equal to 1% of the purchase price toward closing costs when using the seller’s preferred lender.
Welcome home to 1006 Ragsdale Rd in Oviedo, one of Central Florida’s most sought after and family friendly communities. This isn’t just any home, this is a one owner property tucked away on a quiet cul de sac where homes rarely ever hit the market. From the moment you arrive, you feel the care and pride that has gone into maintaining it over the years. Step inside and the layout immediately invites you in, open living spaces filled with natural light that flow effortlessly together, the kind of design that makes everyday life easy but also sets the stage for entertaining friends and family. The kitchen is the heart of the home, with plenty of cabinetry, modern appliances, and space to gather, because in this house, the kitchen isn’t just for cooking, it’s where memories are made. What makes this home even more special is the additional bedroom and the screened in porch professionally added with full permits and drawings giving you more flexibility to live exactly the way you want, whether that’s a guest space, a home office, or the perfect indoor outdoor lounge. The screened in lanai is finished with a beautiful wood plank ceiling, creating the perfect place to relax, entertain, or simply enjoy Florida living year round. The home is also equipped with solar panels, bringing efficiency, savings, and sustainability into everyday living. Step outside and you’ll love the privacy of having no rear neighbors, your backyard opening directly to a protected nature preserve where no one will ever build behind you, creating the kind of peace and quiet that’s almost impossible to find today. Imagine mornings on the porch with coffee, watching the deer wander by, and evenings where the only thing surrounding you is the sound of nature. The primary suite offers comfort and privacy, while each bedroom creates a retreat of its own. The community itself offers sidewalks, a tennis court, a full size basketball court, a playground, and a dog park, giving every member of the family something to enjoy. And the location is minutes from top rated Seminole County schools, parks, shopping, dining, and with easy access to SR 417, so you can get to Orlando, Winter Springs, or Lake Mary without a hassle. 1006 Ragsdale Rd isn’t just a house, it’s a lifestyle, a rare chance to own a home on a street where opportunities like this don’t come often, a place where every corner tells a story of thoughtful living, waiting for its next chapter to be written by you.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1986
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,816
  • Acreage: 0.8
  • Est. Taxes: $1,516
  • HOA Fee: $215 Annually
  • Elem. School: Stenstrom Elementary
  • Middle School: Chiles Middle
  • High School: Oviedo High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Freezer, Microwave, Range, Refrigerator
  • MLS#: S5136405
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /prop/S5136405/1006ragsdaleroad_oviedo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/10/2026 1:09:51 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1006 RAGSDALE ROAD, Oviedo, FL, 32765

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.156% 5.522%
Monthly Tax Payment $126 $126 $126
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,745 $1,893 $2,540
Total Monthly Payment $1,946 $2,094 $2,741

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.