4260 SE 20th PL, #402, Cape Coral, FL, 33904 | $239,500

Step into a world where elegance meets comfort in this beautifully renovated waterfront residence offering refined living and expansive canal and river views. Completely updated in 2021, this fourth-floor condo features modern finishes, new tile flooring throughout, and a bright open layout designed for today’s lifestyle. The sleek kitchen showcases shaker-style cabinetry, quartz countertops and backsplash, and premium Bosh and Samsung appliances — perfect for cooking or entertaining.

The redesigned primary suite includes a spacious walk-in closet not found in other units and captures stunning water views to begin and end each day in serenity. A large personal storage area is also included, ideal for bikes, beach gear, or seasonal items.

Enjoy breathtaking sunsets from your screened lanai with desirable southwest exposure overlooking the wide canal and Caloosahatchee River. Hurricane-impact windows and sliders provide peace of mind, and this residence sustained no hurricane damage. Two elevators ensure easy access, while automatic fire alarms and a professionally managed association offer added security and confidence.

River Towers is an active 55+ boating community offering an array of amenities: a heated riverside pool, shuffleboard, a community BBQ area, library, two social rooms, and first-come boat dockage. The community’s prime location at the end of Beach Parkway provides a quiet, desirable setting — just minutes to downtown Cape Coral’s dining and entertainment and steps from the soon-to-be-completed $16 million Jaycee Park renovation.

This condo combines location, lifestyle, and peace of mind — a rare opportunity to enjoy elegant, maintenance-free waterfront living in Southwest Florida.

Features

  • Heating: Central Electric
  • Cooling: Ceiling Fan(s), Central Electric
  • Amenities: BBQ - Picnic, Billiards, Community Boat Dock, Community Gulf Boat Access, Pool, Extra Storage, Shuffleboard, Boating, Non-Gated
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: RIVER TOWERS CONDO
  • Year Built: 1973
  • Approx Sq. Feet: 1,065
  • Acreage: 0.25
  • Est. Taxes: $3,798
  • Lot Desc: Cul-De-Sac, Dead End
  • View: Canal, Intersecting Canal, River
  • Water Front: Yes
  • Elem. School: SCHOOL CHOICE
  • Middle School: SCHOOL CHOICE
  • High School: SCHOOL CHOICE
  • Pool: In Ground
  • Pets Allowed: No
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Icemaker, Wall Oven, Washer, Water Treatment Owned
  • MLS#: 225072787
  • Days on Market: 129 days
  • Website: https://www.raveis.com
    /prop/225072787/4260se20thpl_capecoral_fl?source=qrflyer
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The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4260 SE 20th PL, #402, Cape Coral, FL, 33904

$239,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,600 $191,600 $191,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.132% 5.522%
Monthly Tax Payment $317 $317 $317
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,073 $1,148 $1,540
Total Monthly Payment $1,464 $1,539 $1,931

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.