5435 MONTEGO LANE, Port Charlotte, FL, 33981 | $624,900

Welcome to Paradise! This custom-built property has all the space you need to enjoy Florida offering the perfect balance of indoor and outdoor living. 3 Bedrooms, 2 Bathrooms + Pool and 3 Car Garage + Double Lot on the Corner - Boasting an Open Floorplan with a Split Bedroom Layout that is perfect for both entertaining and as a casual living space. You'll notice tall tray ceilings in the main living area. The property is outfitted with charming porcelain tile. The oversized gourmet kitchen features beautiful granite countertops, stainless steel appliances, soft close cabinetry, a LARGE island + a wet bar AND coffee bar, as well as a huge pantry. Feel safe with complete hurricane protection as the home has IMPACT WINDOWS, DOORS and SLIDERS. The Primary bedroom is very large granting flexibility and large his and her closets as well as a slider that leads to the pool area and a tray ceiling. The primary bathroom features a double vanity set up (granite countertops), a wraparound walk-in shower and a soaking tub. The guest bedrooms on the opposite side of the home are spacious offering flexibility for use as the third bedroom is currently being utilized as a large at-home-office. The pool area features a convenient covered patio and stylish brick-pavers with a strong pool cage. Furniture is negotiable. The property is located in Gulf Cove in Port Charlotte. The property has NO HOA, NO DEED RESTRICTIONS with Private Access to the Gulf Cove Boat Ramp just minutes away for $75 a year per boat. Enjoy close proximity to Gulf Coast Beaches without the risk. Just up the road from shopping, grocery stores, medical offices and Historic Dearborn and Historic Downtown Punta Gorda. The Tampa Bay Rays and Atlanta Braves play spring training nearby at Charlotte Sports Park and CoolToday Park. This property is a step above the rest offering convenience, protection, top of the line upgrades. Hard to find a property offering this as well as the combination of land, home, pool, 3 car garage, impact windows, and location. Don't leave this one off your list.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,003
  • Acreage: 0.56
  • Est. Taxes: $5,721
  • Lot Desc: Corner Lot, Oversized Lot
  • View: Trees/Woods
  • Pool: Gunite, In Ground, Lighting
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: C7516177
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/C7516177/5435montegolane_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2026 1:26:54 AM)
Listing courtesy of ERA ADVANTAGE REALTY, INC.   Phone: 941-255-5300

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5435 MONTEGO LANE, Port Charlotte, FL, 33981

$624,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $499,920 $499,920 $499,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.541%
Monthly Tax Payment $477 $477 $477
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,838 $3,038 $4,019
Total Monthly Payment $3,407 $3,607 $4,588

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.