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Serene water views and beautifully maintained, this turnkey furnished home is freshly painted inside and out ready for its new owners. Move-in ready with 2 bedrooms, 2 bathrooms and perfectly situated on a quiet pond lot in the desirable 55+ land-owned community of Ridgewood Oaks. The home offers great curb appeal with a custom driveway, LeafFilter gutter guards guaranteed for life, and a welcoming front porch finished in elegant porcelain tile. Inside, the open floor plan features vaulted ceilings, abundant natural light, skylights and beautiful laminate flooring in key areas. The spacious living and dining areas flow seamlessly together, with built-in dining room storage and plenty of room for entertaining. The eat-in kitchen is both stylish and functional, showcasing newer stainless-steel appliances, freshly painted cabinets, new kitchen faucet, beautiful counters and large windows that create a bright, cheerful space. The primary suite is generously sized with a king bed, a large walk-in closet, and an updated ensuite bathroom featuring a Bath Fitter tiled shower installed in 2018. The second bedroom is perfect for guests or a home office, while the separate laundry room offers newer appliances, extra cabinetry, and a convenient folding station. A fully enclosed all-weather lanai off the laundry room provides a relaxing spot to enjoy tranquil water views and Florida’s natural beauty. Additional highlights include a newer roof (2022), newer AC and ductwork (2018) and an oversized workshop/storage shed offering ample workspace and storage options. With low quarterly fees that cover internet, cable and lawn maintenance this home provides easy, low-maintenance living. Residents of Ridgewood Oaks enjoy resort-style amenities including a clubhouse, pool, spa, tennis and pickleball courts, shuffleboard, and an outdoor fitness area. The community is golf cart and small-pet friendly, with 24-hour gated security and convenient access to I-75 and I-275 to Sarasota, Tampa, St. Pete, Clearwater and Tampa as well as a multitude of new restaurants, shopping, the Ellenton Outlet Mall, and the beautiful beaches of Anna Maria Island.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$239,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,600 | $191,600 | $191,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $51 | $51 | $51 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,088 | $1,148 | $1,528 |
| Total Monthly Payment | $1,214 | $1,274 | $1,654 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.