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Looking for space? This Colonial with a contemporary flair has plenty of it. Step into the main entry and the open plan living area unfolds before you. There is a generous living room with a fireplace which has an electric insert surrounded by a cultured stone accent wall. To the right is a beautifully renovated kitchen with crisp white cabinetry, a center island, stone counters and stainless appliances. The perfect backdrop to showcase your culinary talents. A casual eating area has a set of sliders to the rear deck and back yard. The separate dining area compliments the space providing ample room for gatherings both large and small. A powder room, utility room and mudroom complete the first level. Upstairs are four generous bedrooms including the primary suite complete with a full bath and a huge walk-in closet. Three additional bedrooms and a second full bath with laundry provide plenty of space for families of all shapes and sizes. Conveniently located in Bay Spring, this quiet neighborhood is surrounded by water with two marinas, Latham and Haines Park, the East Bay Bike Path, a community center, playground, and a top ranked blue-ribbon public-school system. This home offers a lot of value for the money. You won't want to miss this one!
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $813 | $813 | $813 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,309 | $3,544 | $4,778 |
| Total Monthly Payment | $4,214 | $4,449 | $5,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.