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Cottage at Sabin Point Park This fully reimagined 1920's seaside cottage blends timeless charm with a white glove renovation executed with a professional interior designer's precision. Every element has been thoughtfully rebuilt inside and out: new structural framing, Anderson windows, custom Mouser kitchen, new stairs, doors, millwork, and a cedar fence with tool shed. Modern systems include all-new plumbing and sewer line, re-wiring with upgraded electric panel and whole-house surge protection, recessed lighting, spray foam insulation, tankless on-demand hot water, high-efficiency heat pump, and central A/C. Outdoors, a new driveway, cedar fencing, shed, landscaping, and specimen plantings enhance the home's charm. Inside, two bedrooms and one-and-a-half baths showcase refined designer finishes, highlighted by an oversized primary suite with cathedral ceilings, a spa-inspired marble bath, and water views from the second floor. Just a short stroll to Sabin Point Waterfront Park, kayak launch, playground, and the East Bay Bike Path, this sought-after Riverside neighborhood captures the best of coastal living with easy access to Haines Park, Crescent Park Carousel, and Providence beyond. A rare turnkey offering where historic character meets modern luxury truly a gem.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $270 | $270 | $270 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,484 | $2,620 | $3,430 |
| Total Monthly Payment | $2,846 | $2,982 | $3,792 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.