311 ISLAND WAY, #104, Clearwater Beach, FL, 33767 | $350,000

Under contract-accepting backup offers. Discover an incredible value with this opportunity buy-perfect for anyone looking to create their dream waterfront retreat. This spacious 2-bedroom, 2-bathroom corner unit, with accompanying boat slip, offering 1, 345 square feet of living space, conveniently located on the first floor for easy access. Enjoy an open, light-filled floor plan with large windows and sliding doors that connect you seamlessly to both the front and back patios-ideal for indoor-outdoor living. The interior features a laundry room and extra storage area for added convenience. The drywall remediation following a storm related water intrusion, has already been completed, inpsected and approved, providing you the perfect canvas to create your vision of the perfect living space. The HOA covers your boat slip, water, sewer, trash, ground maintenance, roof, and exterior insurance-plus, it’s pet friendly! Island Estates is one of Clearwater’s most desirable communities, and this home is ideally situated within easy walkable access to top restaurants, banks, shops, and salons, and the world-famous Clearwater Marine Aquarium, home to the legacy of Winter the Dolphin. You’ll love the easy access to world class and top ranked Clearwater Beach, with its sugar-white sands, and the vibrant sunsets that only Florida’s west coast can deliver, just a few minutes away. Don’t miss this chance to make Island Estates your home-call today for your private showing!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: BAY ISLAND CONDO ISLAND ESTATES
  • Year Built: 1971
  • Approx Sq. Feet: 1,345
  • Est. Taxes: $1,841
  • Condo Fee: $1,220 Monthly
  • Lot Desc: FloodZone, City Lot, In County, Near Public Transit, Sidewalk
  • View: Water
  • Elem. School: Plumb Elementary-PN
  • Middle School: Oak Grove Middle-PN
  • High School: Clearwater High-PN
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher
  • MLS#: TB8435150
  • Days on Market: 89 days
  • Website: https://www.raveis.com
    /prop/TB8435150/311islandway_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/10/2026 6:05:58 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 813-908-8788

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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311 ISLAND WAY, #104, Clearwater Beach, FL, 33767

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $153 $153 $153
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,590 $1,677 $2,233
Total Monthly Payment $1,818 $1,905 $2,461

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.