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Presented by
The Hillyer Team |
210 Smith Street, Poughkeepsie, NY, 12601 | $299,888
Spacious Center Hall Colonial on Double City Lot. Welcome to this charming two-story home offering 4 bedrooms plus a bonus room that lives like a 5-bedroom, with 1. 5 baths. The first floor features a spacious open floor plan with beautiful woodwork throughout, perfect for comfortable living and entertaining. Recent updates include a new Navien high-efficiency water heater (2025), new roof shingles installed this summer (half replaced this year, the other half approx. 4 years ago), and an updated full bath with new ceramic tub surround. The first-floor half bath includes a convenient laundry hookup. Additional features include 200-amp electric service (installed 2016), municipal water and sewer, natural gas heat, and plenty of parking space. Enjoy the open backyard…. the property backs up to College Hill Park, offering a peaceful, private setting with easy access to recreation. Fantastic commuter location with easy access to Route 9G, the Mid-Hudson Bridge, MNRR, Salt Point Turnpike, and Westchester Regional Hospital. Minutes to Dutchess Community College, Stewart’s Shops, and a new local plaza. Walk to Morgan Lake for access to the Mid-Hudson Rail Trail, perfect for biking, jogging, and walking. Also close to the Walkway Over the Hudson, featuring spectacular river views. This is an estate sale, sold as-is. Inspections for information purposes only. Come take a look — you won’t be disappointed! Why pay rent when you can own this wonderful starter home?
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 1 full / 1 half
- Laundry: Electric Dryer Hookup, In Bathroom, Washer Hookup
- Style: Colonial, Traditional
- Year Built: 1920
- Heating: Baseboard, Natural Gas
- Cooling: None
- Basement: Unfinished
- Approx Sq. Feet: 1,840
- Acreage: 0.22
- Est. Taxes: $5,548
- Elem. School: G W Krieger School
- Middle School: Poughkeepsie Middle School
- High School: Poughkeepsie High School
- School District: Poughkeepsie
- Appliances: Gas Range, Refrigerator, Gas Water Heater
- MLS#: 923636
- Days on Market: 89 days
- Website: https://www.raveis.com
/prop/923636/210smithstreet_poughkeepsie_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Hillyer TeamLuxury Properties Specialist
860.235.3424
Edward.Hillyer@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
210 Smith Street, Poughkeepsie, NY, 12601
$299,888
The Hillyer Team
Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.235.3424
Edward.Hillyer@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,910 | $239,910 | $239,910 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $462 | $462 | $462 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,362 | $1,437 | $1,929 |
| Total Monthly Payment | $1,899 | $1,974 | $2,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535