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Discover the perfect place to call home in the sought-after community of Old Hickory in St. Cloud. This beautifully maintained 5-bedroom, 3. 5-bath home with a 3-car garage offers the ideal balance of space, comfort, and modern living — all within a solar-powered community designed for smart, energy-efficient living. Step inside to a warm and welcoming layout that’s perfect for growing families. The formal dining area sets the stage for family dinners and celebrations, while the half bath adds convenience for guests. The open-concept kitchen will be a favorite gathering spot, featuring modern cabinetry, a walk-in pantry, and a spacious island overlooking the living area — perfect for keeping an eye on little ones or entertaining friends. The primary suite on the first floor provides a peaceful retreat with a luxurious ensuite bath and a large walk-in closet. A large laundry room helps to keep everything organized and efficient. Elegant wood-look ceramic tile floors run through the main living areas, blending style with easy maintenance. Step through the sliding doors into your own backyard oasis — a fully fenced yard with a pavered patio and a pergola covered area, perfect for outdoor dining, playtime, or relaxing after a long day. Upstairs, you’ll find a spacious loft area, ideal for a playroom, movie nights, or a quiet reading nook. Two bedrooms share a Jack-and-Jill bathroom, and two additional bedrooms provide plenty of space for family, guests, or a home office. Enjoy low HOA fees and the benefits of solar energy with a monthly payment of only $80, helping your family save while living sustainably. The community also offers great amenities and a friendly neighborhood atmosphere — everything your family needs to thrive. If you’ve been searching for a home that offers room to grow, energy efficiency, and a welcoming community, your search ends here. Schedule your private showing today and experience the comfort of family living in Old Hickory!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$575,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,720 | $460,720 | $460,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $159 | $159 | $159 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,616 | $2,759 | $3,673 |
| Total Monthly Payment | $2,867 | $3,010 | $3,924 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.